Write a review

Go to business site

Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10795 reviews)

View other Updraft products

4.96

Based on 10,795 reviews, last reviewed 27th Mar 2026

358700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very easy help me clear an overdraft that I wouldn't... Very easy help me clear an overdraft that I wouldn't have been able to otherwise and I can pay extra payments very easily Reviewed on: 27th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

Read all reviews See your review

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10795)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Allowed me to consolidate debts and regain control o...

Allowed me to consolidate debts and regain control of my finances Reviewed on: 25th February 2026

Updraft has helped me for years very fast way of pro...

Updraft has helped me for years very fast way of processing ng loans Reviewed on: 25th February 2026

Very easy to apply and track payments.

Very easy to apply and track payments. Only offer what males financial sense.Onky issue is getting hold of someone as it's done by email or web chat and response time isn't that great. Reviewed on: 25th February 2026

Process was easy and I received the money the next day.

Process was easy and I received the money the next day. Reviewed on: 25th February 2026

I was struggling and they helped me consolidate into...

I was struggling and they helped me consolidate into one payment Reviewed on: 25th February 2026

Very quick procedure, decision and loan arriving, wo...

Very quick procedure, decision and loan arriving, would use again. Reviewed on: 25th February 2026

Very quick and easy process.

Very quick and easy process. Received very quickly too. Reviewed on: 25th February 2026

Updraft has helped me to become more financially sec...

Updraft has helped me to become more financially secure by consolidating my debt into one payment monthly. Allowing me to mange my finances easily. updraft has been a pillar of support and strength at a time I was at a very low point mentally. I didn’t feel judged and always felt they were there to help whenever I needed their assistance. very professional and trustworthy company. I would highly recommend Reviewed on: 25th February 2026

Excellent

Great service, easy to use, perfect for low credit score people Reviewed on: 25th February 2026

Very easy to deal with.

Very easy to deal with. Excellent customer service and I have never had an issue with communication. Their app is easy to navigate and gives all the information you need from a loan provider. Reviewed on: 25th February 2026

Alternative products

Personal loans
from Abound 4.92 from 11506 reviews
Loans
from HEY Credit Union 4.98 from 564 reviews
Personal Loan
from Halifax 4.23 from 39 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub