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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10804 reviews)

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4.96

Based on 10,804 reviews, last reviewed 27th Mar 2026

359600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very user friendly and approachable during a difficu... Very user friendly and approachable during a difficult topic. Reviewed on: 27th March 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10804)

Review of the Updraft, Personal Loan:

Helped me out when I needed it!

The application was super easy and I was surprised how quick I received the funds. Updraft really helped me out when other companies turned me away. Reviewed on: 5th March 2022

So helpful kind and personal.

So helpful kind and personal. Always happy to help Reviewed on: 25th February 2026

Valued provider, professional service and great plat...

Valued provider, professional service and great platform comms,thoroughly recommended 5 Stars+ Reviewed on: 25th February 2026

Simple, Transparent and Genuinely Supportive

I’ve had a really positive experience with Updraft. The whole process was straightforward and easy to understand, with no confusing jargon or hidden surprises. From application to managing my loan, everything felt clear and well organised. What I particularly appreciate is how transparent they are about costs and repayments. It made me feel in control of my finances rather than overwhelmed by them. The app is easy to use, and I like being able to see everything in one place. Updraft feels different from traditional lenders, more modern, supportive and focused on helping customers make smarter financial decisions. I’d definitely recommend them to anyone looking for a personal loan provider that puts clarity and customer experience first. Reviewed on: 25th February 2026

The app is incredibly easy to use - anytime I have u...

The app is incredibly easy to use - anytime I have used customer service they have been quick to reply and informative. The website is easy to use. Overall great company, would use again easily. Reviewed on: 25th February 2026

Look no further than Team Updraft

Very easy to sort. Personable interactive and reasonable Reviewed on: 25th February 2026

Updraft has helped me alot paying of my debts

Updraft has helped me alot paying of my debts Reviewed on: 25th February 2026

Good provider all round

The loan was a good rate, the application was an easy process. Updraft customer service are easily reachable on the app and were quick to help when required. The funding was quick and the app is very good, easy to see what is still owed on the loan and track payments. Reviewed on: 25th February 2026

Great service provider!

The whole process has been quite simple and straightforward. Being able to get support when you really need it has made a massive difference. Reviewed on: 25th February 2026

I applied for a loan, the process was very easy, and...

I applied for a loan, the process was very easy, and I was accepted with a good interest rate. A few months later, I was offered a new loan with a much lower interest rate which helped me to pay off my other loan at a different bank, so I saved a lot on interest. When I had questions, I emailed them and they were very quick to reply, and helped me. I can only recommend them! Reviewed on: 25th February 2026

Such a simple, straight forward way to loan!

Quick and easy loan application, fast and helpful customer service responses & the app is so easy to use! Also great that you can change your payment date so easily. Reviewed on: 25th February 2026

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