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Updraft: Personal Loan reviews

4.96
Based on 10,806 reviews, last reviewed 27th Mar 2026
359800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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Latest highest rating:

5

Communication was excellent, app is easy to use and... Communication was excellent, app is easy to use and navigate, no probes with setting up and all documents in one easy place! Reviewed on: 27th March 2026
Emma G's avatar
Emma G

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10806)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Easy and affordable.

5
Easy and affordable. easy process Reviewed on: 25th February 2026

Stress free process, great customer service all roun...

5
Stress free process, great customer service all round pleasurable experience. Loan paid quickly with great interest rate Reviewed on: 25th February 2026

Great friendly service.

5
Great friendly service. Helped me when nowhere else would. Highly recommend to anyone. Reviewed on: 25th February 2026

Extremely satisfied

5
Using Updraft was quick and easy and I felt comfortable to use it! the person I was dealing with was so helpful and there is constant communication but not overwhelming amounts! It has brought me a sense of comfort and making sure i have a personalised method which works for me Reviewed on: 25th February 2026

Updraft helped combine my debts into one manageable...

5
Updraft helped combine my debts into one manageable monthly payment. It was a very quick and easy process Reviewed on: 25th February 2026

It was very quick and easy to setup and get...

5
It was very quick and easy to setup and get approved Reviewed on: 25th February 2026

It was a quick and easy process, all the relevent de...

5
It was a quick and easy process, all the relevent details were laid out clearly, hassle free and could not be happier. Reviewed on: 25th February 2026

Absolute phenomenal company APR is the best in the m...

5
Absolute phenomenal company APR is the best in the market I don’t have a bad word to say about updraft everything todo with the company is 10/10 from applying for the loans to the constant communication funds in your account very quick 100% recommend to anyone out there Reviewed on: 25th February 2026

When i applied for an updraft personal loan it did i...

5
When i applied for an updraft personal loan it did initially take a little longer than first said. However they did keep me updated and got back to me with regular updates. Once the loan was approved it was in my account the same day. Very happy. Reviewed on: 25th February 2026

The application process was really quick and efficient.

5
The application process was really quick and efficient. The approval came through quickly and importantly, the service since being a customer has been excellent :). Reviewed on: 25th February 2026