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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (7086 reviews)

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4.95

Based on 7,086 reviews, last reviewed 12th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy process from start to finish Such an easy process from start to finish, had great communication via emails with steps along the way, couldn’t fault anything Reviewed on: 12th January 2026

Latest lowest rating:

1

Adding to the u affordable debt mountain in the UK. Adding to the u affordable debt mountain in the UK. Basically another Wonga based on their poor practice Reviewed on: 29th May 2024

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (7086)

Review of the Updraft, Personal Loan:

Life changing

Being accepted for a loan has changed my life so much. I've consolidated all my debt into one monthly payment, I am paying a quarter of the payment I was paying, with far less interest. I will be debt free at the end of my loan. Appreciate some credit cards are 0%, but It's too easy to spend again on credit cards. I now have regular funds going into savings, building an emergency fund, and will be going back to complete my Uni degree as I can now afford to put funds by for this. Thank you so much Reviewed on: 21st March 2024

Quick and efficient service, coupled with taking an...

Quick and efficient service, coupled with taking an intelligent and evidence based approach to lending. Having all your accounts and expenditure within the app allows a more helicopter view of your finances. Reviewed on: 3rd May 2024

Updraft helped me when I needed help so badly and ot...

Updraft helped me when I needed help so badly and other companies kept making the process complicated. Very low interest rates and very affordable. Reviewed on: 30th April 2024

Great company

Great! Really helpful and good offers Reviewed on: 25th April 2024

Updraft helped me out in a difficult situation I wa...

Updraft helped me out in a difficult situation I was in without their help. I don’t know what I would’ve done but thanks to them. I can look a better future. Reviewed on: 25th April 2024

Highly Recommend

Really positive experience, good communication through out and a quick and efficient process, helped me clear a small debt on credit card with lower payback costs compared to interest rate repayments Reviewed on: 23rd April 2024

Seamless exercise, sociable.

Seamless exercise, sociable. Greatly communication Reviewed on: 23rd April 2024

Nice and easy to apply

Nice and easy to apply, helpful messages at each step Reviewed on: 23rd April 2024

Good and fast process and great experience

Good and fast process and great experience Reviewed on: 23rd April 2024

Fast and easy ti get a loan.

Fast and easy ti get a loan. After all necessary questions were answered, I got an offer within 48 hours Reviewed on: 23rd April 2024

thanks but I needed more money but that's ok because...

thanks but I needed more money but that's ok because the interest rate is too much. high Reviewed on: 22nd April 2024

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