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Updraft: Personal Loan reviews

4.96
Based on 10,824 reviews, last reviewed 31st Mar 2026
361500% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

Easy to apply, good rates, clean and well made app,... Easy to apply, good rates, clean and well made app, good support. Reviewed on: 31st March 2026
Mindy's avatar
Mindy

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10824)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

As easy as 1-2-3.

5
It was indeed as simple as step 1-2-3. The team has been very accessible and supportive. After I have completed the steps I was given an offer in no time!!! Reviewed on: 31st March 2024

up to now I'm happy never had any problem apart from...

5
up to now I'm happy never had any problem apart from something it was communication problem Reviewed on: 31st March 2024

Simple process decent rates.

5
Simple process decent rates. Money was in my bank day after on a bank holiday. Reviewed on: 30th March 2024

Brilliant, quick and friendly service!

5
Brilliant, quick and friendly service! Helped me when nobody else would! Reviewed on: 30th March 2024

Quick easy

5
Good quote no hassle money received 3 days after application even tho it was a bank holiday Reviewed on: 30th March 2024

The process to apply was quick and easy

5
The process to apply was quick and easy Reviewed on: 30th March 2024

Quick and easy , exactly what you want .

5
Quick and easy , exactly what you want . Reviewed on: 30th March 2024

Very easy to use , fast , transparent and trustworth...

5
Very easy to use , fast , transparent and trustworthy application and technology they made , best part everything is in one package , very happy customer, thank you Reviewed on: 30th March 2024

Simple, easy and fast.

5
Simple, easy and fast. Allowed me to combine credit card balance into one payment and the % is lower! Win win!! Reviewed on: 30th March 2024

They offered an affordable loan

5
They offered an affordable loan I could not get elsewhere Reviewed on: 30th March 2024