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Updraft: Personal Loan reviews

4.96
Based on 10,832 reviews, last reviewed 31st Mar 2026
362300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Really helped me out when I was in need Really helped me out when I was in need Reviewed on: 31st March 2026
Richard w's avatar
Richard w

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10832)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Much quicker than I expected, great service and real...

5
Much quicker than I expected, great service and really helpful. I'll be able to start reducing my borrowing costs which is a massive help Reviewed on: 27th March 2024

AmazingReally quick, easy and so convenient

5
Really quick, easy and so convenient Reviewed on: 27th March 2024

Good hahahahahahahahahhahahahahahahahahahagahahahaha...

4
Good hahahahahahahahahhahahahahahahahahahagahahahahahahahahahhahahagahagagahahahahahahahahhahahahahahahahahahahahahahahhahahahahahahahahhahahahahahahahahahahahahahahahahga Reviewed on: 27th March 2024

Very good, and very straight talking people

5
Very good, and very straight talking people Reviewed on: 27th March 2024

Easy process, very straightforward, no time wasting...

5
Easy process, very straightforward, no time wasting about giving a decision. With the best app ever that makes you understand fully about your loan. Very affordable Apr %. I will recommend them to any family or friend struggling with high credit card debts always. Reviewed on: 27th March 2024

They were very quick and helpful

5
They were very quick and helpful Reviewed on: 27th March 2024

Finally I see a way out of debt thanks to Updraft

5
I have been trying to consolidate debts for years but no banks/creditors would help without huge interest rates as their computer just saw how much credit I had. It didn't consider that it would all go into one loan where I could actually see an end to debt rather than endless minimum monthly payments. Updraft changed that and now I can see a way out of debt and a bright future. Reviewed on: 27th March 2024

Very easy to navigate the app and easy process on ta...

5
Very easy to navigate the app and easy process on taking a loan out so overall perfect experience Reviewed on: 27th March 2024

Was able to get the loan I wanted at an...

4
Was able to get the loan I wanted at an affordable rate Reviewed on: 27th March 2024

So easy to do, flexible and customisable

5
So easy to do, flexible and customisable Reviewed on: 26th March 2024