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Updraft: Personal Loan reviews

4.96
Based on 10,834 reviews, last reviewed 31st Mar 2026
362600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

5

When I needed some financial support to consolidate... When I needed some financial support to consolidate my loans updraft was in the early stages, it’s very easy to sign up and get information from them,... Read more Reviewed on: 31st March 2026
Marie C's avatar
Marie C

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10834)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Got payout 18hrs after seeing updraft

5
Heard about updraft one day. Applied for loan that evening and got accepted. Then the next morning the money was in my account. Told my partner about it then she Applied a day later with the same outcome. Couldn't recommend enough Reviewed on: 23rd March 2024

100% Recommend

5
Very easy to apply for loan, no pestering phone calls. Excellent process. Reviewed on: 22nd March 2024

Excellent

5
Quick response and excellent service. Reviewed on: 22nd March 2024

Very quick and easy.

5
Very quick and easy. Great customer service and excellent loan options Reviewed on: 22nd March 2024

Quick and personal communication

5
Quick and personal communication Reviewed on: 22nd March 2024

Updraft! My saviours

5
Updraft was there for me when I struggled to get a loan from my bank. All times updraft have been 5* with their customer service. I cannot fault them. Even when I panicked that the updraft app had disappeared from the app store, updraft had replied back to my query to say it was being reloaded the next day! The whole process was seamless with Updraft. Definitely would use them again. Reviewed on: 22nd March 2024

Quick, easy, and straightforward

5
Quick, easy, and straightforward Reviewed on: 22nd March 2024

Quick & Helpful

5
Everyone is very helpful and quick when I’ve needed to communicate with them Reviewed on: 22nd March 2024

CUSTOMER SERVICE EXEEDS EXPECTATIONS

5
Easy to navigate around app, customer service team goes above amd beyond are exceed expectations, so helpful. Make payments really easy which takes a weight off shoulders. Reviewed on: 22nd March 2024

Helpful quick got, got assistance in minutes.

5
Helpful quick got, got assistance in minutes. Reviewed on: 22nd March 2024