Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,902 reviews, last reviewed 8th Apr 2026
369400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Updraft helped me in solving my debts Updraft helped me in solving my debts Reviewed on: 8th April 2026
Akhil's avatar
Akhil

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10902)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Very professional very good service

5
Very professional very good service Reviewed on: 16th March 2024

great experience, has already used it twice and the...

5
great experience, has already used it twice and the process was fair, smooth and quick, highly recommend Reviewed on: 16th March 2024

Fast and efficient service with friendly customer se...

5
Fast and efficient service with friendly customer service, offering support every step of the way. Reviewed on: 16th March 2024

Easy application with no additional stress

5
Easy application with no additional stress Reviewed on: 16th March 2024

Real people not a robot ...

5
They actually took the time to look at my individual circumstances instead of just a credit score and could see what I was doing with my money, after asking questions I was allowed to borrow some money for consolidation, which many lenders didnt as it was a straight no Reviewed on: 16th March 2024

Life savers

5
I was struggling alot with debt and most other companies would either shun me or expect extortionate interest rates then I discovered updraft who were very understanding and actually care about their customers and were able to find a loan that suited me and my circumstances I honestly could not recommend them more . Reviewed on: 16th March 2024

Up Up Updraft and away

5
Super easy application. Clear and concise communication and all inside a user friendly app. A great way of helping clear away outstanding credit card debt. Reviewed on: 16th March 2024

It has allowed me to consolidate my debts in a cost...

5
It has allowed me to consolidate my debts in a cost effective manner and is easy to manage through the app. Reviewed on: 16th March 2024

Quick & Efficient - No Fuss!

5
It was an easy application & process was seamless. Reviewed on: 16th March 2024

Easy and stress free.

5
Easy and not stressful. Very easy to understand. Competitive offers. Reviewed on: 16th March 2024