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Updraft: Personal Loan reviews

4.96
Based on 10,906 reviews, last reviewed 9th Apr 2026
369800% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

5

Updraft made the experience painless Updraft made the experience painless in a time where I found I needed help Reviewed on: 9th April 2026
Andrew H's avatar
Andrew H

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10906)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Had issue’s receiving funds at first due to a bankin...

5
Had issue’s receiving funds at first due to a banking issue on their end but customer support and response times are spot on. Can’t fault them as a company Reviewed on: 15th March 2024

Simple, easy and transparent.

5
Simple, easy and transparent. Quick application process and easy to understand paperwork / repayments. Reviewed on: 15th March 2024

Simple application process

5
Very easy to apply, app has a simple layout with easy access to all documents. Reviewed on: 15th March 2024

Easy to do and get the direct debit sorted right away.

5
Easy to do and get the direct debit sorted right away. Reviewed on: 15th March 2024

A happy customer :)

4
Excellent communication throughout the whole process. Customer Service was top notch. A good all rounder. Reviewed on: 15th March 2024

Perfect Support, great help and always there to help

5
Perfect Support, great help and always there to help Reviewed on: 15th March 2024

Would use again no problem

5
Never had problems, very easy to communicate with, everything is clear and an easy process. Reviewed on: 15th March 2024

Straight forward

5
Very good and straightforward, very competent staff good to talk with and very helpful Reviewed on: 15th March 2024

Brilliant

5
It was fast & efficient, extremely easy & everything was explained in great detail. Reviewed on: 15th March 2024

Easy from start to finish with no holdups

4
Easy from start to finish with no holdups Reviewed on: 15th March 2024