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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (7086 reviews)

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4.95

Based on 7,086 reviews, last reviewed 12th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy process from start to finish Such an easy process from start to finish, had great communication via emails with steps along the way, couldn’t fault anything Reviewed on: 12th January 2026

Latest lowest rating:

1

Adding to the u affordable debt mountain in the UK. Adding to the u affordable debt mountain in the UK. Basically another Wonga based on their poor practice Reviewed on: 29th May 2024

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (7086)

Review of the Updraft, Personal Loan:

Life changing

Being accepted for a loan has changed my life so much. I've consolidated all my debt into one monthly payment, I am paying a quarter of the payment I was paying, with far less interest. I will be debt free at the end of my loan. Appreciate some credit cards are 0%, but It's too easy to spend again on credit cards. I now have regular funds going into savings, building an emergency fund, and will be going back to complete my Uni degree as I can now afford to put funds by for this. Thank you so much Reviewed on: 21st March 2024

Service has been fast and efficient up to now.

Service has been fast and efficient up to now. Reviewed on: 22nd April 2024

Easy to apply for loan, fast efficient service

Easy to apply for loan, fast efficient service Reviewed on: 22nd April 2024

Easy process and no hassles.

Easy process and no hassles. App is very easy to use. Reviewed on: 22nd April 2024

Brilliant.

Brilliant. Low Apr. Quick service Reviewed on: 22nd April 2024

I applied for help with my overdraft and was able to...

I applied for help with my overdraft and was able to get it right away. The money came the next day and saved me. Thanks. Reviewed on: 22nd April 2024

good, got accepted so.

good, got accepted so. it’s making me write more words Reviewed on: 22nd April 2024

Have been able to offer finance no others would and...

Have been able to offer finance no others would and at a reasonable rate Reviewed on: 22nd April 2024

Reasonable rates and responsible allowance

Reasonable rates and responsible allowance Reviewed on: 21st April 2024

Quick decision and competitive rate

Quick decision and competitive rate Reviewed on: 21st April 2024

Amazing company , easy to navigate and no early repa...

Amazing company , easy to navigate and no early repayment fee Reviewed on: 21st April 2024

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