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Updraft: Personal Loan reviews

Name: Personal Loan
Rating: 4.96 (10948 reviews)

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4.96

Based on 10,948 reviews, last reviewed 18th Apr 2026

373700% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Friendly staff Friendly staff, sometimes a delay in replies. Easy process Reviewed on: 18th April 2026

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026

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About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10948)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Very easy to apply online, quick deposit.

Very easy to apply online, quick deposit. Now that account it up and running I find it very easy to manage. Reviewed on: 14th March 2024

A very friendly & accessible product.

A very friendly & accessible product.. The app is very user friendly and they also give you plenty of time to consider your options with no pressure at all. Payments are advised to be higher or lower where appropriate to give you a clear view of how long the loan could take to pay back if you overpay / or not. You’re in control. Reviewed on: 14th March 2024

Cannot praise enough! 10 STARS

It was quick and simple. I applied via their website, entered my details and was given an amount that I was more than happy with. It took a massive weight off my shoulders and I can spend my days not having to worry about my poor decisions when I was young. The amazing rates they do were incomparable to any other personal loan service that I had offers from. Their support team were quick and friendly. They provided the answers to all my questions and make the whole process smoother. Their app has a smooth UI and easy to navigate around. Easy to know how much I’m paying and when. Would recommend Updraft to anyone in the same situation that I was in or in general! Reviewed on: 14th March 2024

Super efficient and helpful.

Super efficient and helpful. Best service out there. Have used them dir emergency funds a few times. Reviewed on: 14th March 2024

My experience is brilliant with updraft they don't b...

My experience is brilliant with updraft they don't burden you but find the right solutions to help you out Reviewed on: 14th March 2024

Quick & easy to apply

Quick & easy to apply. Made an error & when I emailed them to advise they sorted within a couple of hours Reviewed on: 14th March 2024

Easy from start to finish been able to consolidate a...

Easy from start to finish been able to consolidate all my cards in one place Reviewed on: 14th March 2024

Very good easy to get money it’s helpful to make...

Very good Reviewed on: 14th March 2024

Very easy experience.

Very easy experience. Friendly and fast communication Reviewed on: 14th March 2024

Easiest loan ive ever applied for and very Kind advi...

Easiest loan ive ever applied for and very Kind advisers that understand difficulties if there are any Reviewed on: 14th March 2024

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