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Updraft: Personal Loan reviews

4.96
Based on 10,948 reviews, last reviewed 18th Apr 2026
373700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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Latest highest rating:

4

Friendly staff Friendly staff, sometimes a delay in replies. Easy process Reviewed on: 18th April 2026
Lizzie Hawthornthwaite's avatar
Lizzie Hawthornthwaite

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10948)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Excellent communication , always there when needed a...

5
Excellent communication , always there when needed and quick response time! Decision in minutes and money in the bank straight away. The best loan company ever with competitive rates Reviewed on: 14th March 2024

Quick to respond, favourable rates and a personal se...

5
Quick to respond, favourable rates and a personal service. Reviewed on: 14th March 2024

Excellent Loans!

5
Very easy to set up, very simple and the app is easy to track your loan which is very helpful. Can also pay off early if needs be. Reviewed on: 14th March 2024

Helped me out so much when I needed it

5
Helped me out so much when I needed it and provided me with the best rate Reviewed on: 14th March 2024

Quick, fair efficient lender who were happy to help...

5
Quick, fair efficient lender who were happy to help when others weren't Reviewed on: 14th March 2024

Low repayment’s easily affordable

5
Low repayment’s easily affordable Reviewed on: 14th March 2024

Brilliant bank, really easy to use

5
Brilliant bank, really easy to use Reviewed on: 14th March 2024

Excellent

5
Easy to apply and a relatively fast decision. App is easy to navigate so you can keep track of your loan. There’s also the option to pay off early or pay more each month. Reviewed on: 14th March 2024

Fast and efficient service

5
Fast and efficient service and very easy to use Reviewed on: 14th March 2024

Excellent service

5
Excellent and fast loan provider Reviewed on: 14th March 2024