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Updraft: Personal Loan reviews

4.96
Based on 10,948 reviews, last reviewed 18th Apr 2026
373700% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

4

Friendly staff Friendly staff, sometimes a delay in replies. Easy process Reviewed on: 18th April 2026
Lizzie Hawthornthwaite's avatar
Lizzie Hawthornthwaite

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10948)

Review of the Updraft, Personal Loan:

Only lender which would accept me.

5
Ever since COVID I was struggling to pay off my debts gained during my unemployment. My bank was refusing to help and I looked in the App Store on a whim and was so shocked to see I was accepted, and the APR given to me was amazing. It's been incredibly straight forward and the chat feature is perfect for someone like me who can't sit on the phone waiting for a response. Overall incredibly satisfied. Reviewed on: 11th April 2023

Updraft are fantastic!

5
Updraft are fantastic, super easy to communicate with and really helpful. Would definitely recommend. Reviewed on: 14th March 2024

Helpful and efficient

5
Effecient staff and helpful team Reviewed on: 14th March 2024

Needed money got it fast and knowing I can assess mo...

5
Needed money got it fast and knowing I can assess money if I need it in a hurry Reviewed on: 14th March 2024

Without updraft I would of been lost

5
Without updraft I would of been lost the application process as straight forward Reviewed on: 14th March 2024

From the application process to the support when I h...

5
From the application process to the support when I have had issues with payments, Updraft service is outstanding. Highly recommend Reviewed on: 14th March 2024

Very prompt and customer service on the ball

5
Very prompt and customer service on the ball Reviewed on: 14th March 2024

Nice and easy start-up clear directions sign contrac...

5
Nice and easy start-up clear directions sign contract within minutes would definitely recommend however the APR is a bit high and would like it to be reduced Reviewed on: 14th March 2024

Very good customer service, quickly and efficiently

5
Very good customer service, quickly and efficiently Reviewed on: 14th March 2024

Absolute saviour's! Helped when no other lenders would

5
I completed the online application just to see if I would get anywhere and within 4 days the money I needed was in my account! The lovely Ashley was very helpful with my enquiries and it all felt too good to be true - but it really was! Reviewed on: 14th March 2024

Quick & Easy - Excellent service

5
Quick & Easy - Excellent service Reviewed on: 14th March 2024