Smart Money People Logo

Updraft: Personal Loan reviews

4.96
Based on 10,585 reviews, last reviewed 10th Mar 2026
338200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was great easy and fast really good service, woul... It was great easy and fast really good service, would recommend to a friend or colleague if they where in a market for a loan Reviewed on: 10th March 2026
Tim Whiterow's avatar
Tim Whiterow

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (10585)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Easy process, very quick to confirm.

5
Easy process, very quick to confirm. Reviewed on: 28th February 2026

Good service but interest rates are a bit high

4
Good service but interest rates are a bit high Reviewed on: 28th February 2026

excellent app quick payout

5
Easy to use quick decision excellent app quick payout Reviewed on: 28th February 2026

Updraft have been fantastic and their customer servi...

5
Updraft have been fantastic and their customer service is excellent. Reviewed on: 28th February 2026

Quick and easy.

4
Quick and easy. Interest is high though but process quick Reviewed on: 28th February 2026

Excellent customer service

5
I have had issues as I lost my job however updraft without any hesitation give me a helping hand straight away and that is what I call expert customer service. Reviewed on: 28th February 2026

Quick easy and helpful , was pain free and nothing s...

5
Quick easy and helpful , was pain free and nothing scary would highly recommend Reviewed on: 28th February 2026

Great and straight forward service without fuss, got...

5
Great and straight forward service without fuss, got my loan quickly and without strings, their app is easy and has a pay early calculator, great customer service and overall experience 10/10 thank you Reviewed on: 28th February 2026

Needed a loan for a bit of support merging 2 credit...

5
Needed a loan for a bit of support merging 2 credit cards into one, saved money also by doing it Reviewed on: 28th February 2026

Always somebody to help if you need it and they are...

5
Always somebody to help if you need it and they are just great Reviewed on: 28th February 2026