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Updraft: Personal Loan reviews

4.89
Based on 11,073 reviews, last reviewed 5th Jun 2026
86% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Updraft are very easy to deal with and use for perso... Updraft are very easy to deal with and use for personal loans and I’ve never had an issue! Reviewed on: 5th June 2026
Ethan R's avatar
Ethan R

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11073)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Helpful and easy

4
Updraft is a helpful and easy service - stress free Reviewed on: 4th April 2022

Very Easy To Use

5
Very useful and easy to use service. Reviewed on: 4th April 2022

Great app easy to get a loan

5
No problems at all easy to get a loan out and had no issues paying it back once they took out twice the amount due to me changing the direct debit date close to when it was supposed to come out however they issued refund straight away once I told them with no problems Reviewed on: 4th April 2022

Easy & Quick Process very customer centric

5
Great provider very competitive interest rates and very friendly company. Easy process and approval and pay out very speedy. App is great to keep track of things, they put a lot into customer experience and would recommend to anyone looking for a loan. Reviewed on: 4th April 2022

AMAZING!

5
Such a great company, got approved straight away and paid within 3 days. Cleared all my credit cards and debt and now I just have my monthly payment to updraft which is really affordable. Would 100% recommend!! Reviewed on: 4th April 2022

Friendly, cost-effective and trustworthy

5
Updraft is the first lender that I would turn to. They offered me significantly more competitive rates than my bank, and the added bonus of repaying early. They are transparent, trustworthy and very user-friendly. I have recommended them to my friends. Reviewed on: 4th April 2022

Updraft really helped me take back control of my finances

5
I didn't have load sof debt, but it was enough for me to worry about and I had it spread across a few different accounts which made it stressful when it came to paying them. They were also all on different dates which just created more stress. Updraft allowed me to take back control and rid myself of stress with a fixed plan that, if I wanted to, could pay off earlier. I highly recommend as you don't need to have the best credit rating to get accepted! Reviewed on: 4th April 2022

Great service

5
Hassle free, easy to apply and terms are all set out in easy to understand ways. Reviewed on: 4th April 2022

Helpful and fast

5
Very helpful service and business completed quickly. I feel like they genuinely want to help customers Reviewed on: 4th April 2022

Great!

5
Very helpful! Great service would highly recommend Reviewed on: 4th April 2022