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Updraft: Personal Loan reviews

4.89
Based on 11,073 reviews, last reviewed 5th Jun 2026
86% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Updraft are very easy to deal with and use for perso... Updraft are very easy to deal with and use for personal loans and I’ve never had an issue! Reviewed on: 5th June 2026
Ethan R's avatar
Ethan R

Latest lowest rating:

1

WORST COMAPY 1 STAR Customer service is terrible, cannot get into contact with a human. Everything is generated so you don’t get an exact response. They take up to 48 hrs... Read more Reviewed on: 8th March 2026
Bernard B's avatar
Bernard B

About this product

An Updraft Credit is a personal loan with the aim of lowering the cost of your existing credit and helping you pay it off faster.

The Updraft Credit personal loan can be used to pay off credit cards, overdrafts and other credit. There are no early settlement fees and you can pay off over a term to suit you.

Updraft Credit personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Updraft before, you can also leave a review and share your experience.

Updraft Personal Loan reviews (11073)

Review of the Updraft, Personal Loan:

Relevant products and fab customer service

5
Updraft really understand their customer base and what their needs are and offer a good starting variety of products based on its customer needs. I look forward to seeing how they grow and continue offer differentiating products to their customers moving forwards. The customer service is brilliant too, everyone I’ve spoken with is personable and knows their stuff Reviewed on: 15th March 2023

Great rates , amazing customer service

5
Great rates and amazing customer service. Really helped me reduce and manage expensive debt. Reviewed on: 4th April 2022

The most trustworthy company

5
They’ve been nothing but helpful to me with my loan needs. They’ve been understanding of any financial changes I’ve had and customer service is top notch, always responding quickly. It’ll be a shame when I no longer need to use a loan, because I’d happily deal with this company every day. Reviewed on: 4th April 2022

Really straight forward, clear and stress free

5
Using Updraft has been stress free, straight forward and just simple. No hidden fees or traps. Highly recommend. Reviewed on: 4th April 2022

Quick, Easy and stress free

5
I wanted to consolidate my debt in one easy monthly payment, after signing up to Updraft and following the steps I had the money in my account very quickly, and it helped boost my credit score by 30% and saved me around £150 a month Reviewed on: 4th April 2022

A cheaper, friendlier alternative

5
Updraft are extremely transparent and clear. Everything is explained and their staff are helpful Reviewed on: 4th April 2022

Simple straightforward service

5
From beginning to end simple process Reviewed on: 4th April 2022

Perfect from start to finish

5
quick and easy process a real pleasure to deal with Reviewed on: 4th April 2022

Fantastic company

5
Great experience. Very responsive to queries and great interest rates. I would recommend Updraft over traditional banks when it comes to personal loans Reviewed on: 4th April 2022

Slick onboarding and approval process

5
Updraft were very easy to use, the loan rates and paying back the loan are understandable and made manageable. Would definitely recommend to others Reviewed on: 4th April 2022

Efficient and fast

5
Was interested in Updraft as a new company and seemed to offer a new and different way of doing things. Was really suprised with how quick and easy things were and got a rate much lower than advertised which was excellent! Reviewed on: 4th April 2022