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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Good overall east to use great yes

5
Good overall east to use great yes Reviewed on: 9th July 2025

Vanquis are an amazing company with easy to use and...

5
Vanquis are an amazing company with easy to use and added benefit. Reviewed on: 9th July 2025

Seamless from start of application to card arrival

5
From application to getting my card it was a breeze. I knew all the details of the offer just from doing a quick check and they definitely maintained their offer plus I got a really good deal just when i needed it. It was totally seamless. From start to finish. Reviewed on: 9th July 2025

Excellent service have transferred two balances onto...

5
Excellent service have transferred two balances onto my zero interest account now paying this off within my interest free period would recommend to friends and family Reviewed on: 9th July 2025

Never had any problems with Vanquis, excellent bank...

5
Never had any problems with Vanquis, excellent bank to be with! Reviewed on: 9th July 2025

Easy to use

4
Application was simple and straightforward, app is very simple to use, payments direct from bank and easy and quick to do, notifications able reaching limits either total limits or pre set lower amount work very well, been a very easy product to use over the last 2 years or so Reviewed on: 9th July 2025

Happy with all experience easy to manage with the app

5
Happy with all experience easy to manage with the app Reviewed on: 9th July 2025

It’s was good experience to have this card very help...

5
It’s was good experience to have this card very helpful in my bad days Reviewed on: 9th July 2025

Just to good and I enjoyed it using the card...

5
Just to good and I enjoyed it using the card Reviewed on: 9th July 2025

Easy to use, always there when need it

5
Easy to use, always there when need it Reviewed on: 9th July 2025

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