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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Helpful and on time, I am very satisfied with VANQUIS.

5
Helpful and on time, I am very satisfied with VANQUIS. Reviewed on: 9th July 2025

I personally feel like the interest rates are so hig...

5
I personally feel like the interest rates are so high and there could be improvements on the app but the customer service never has any delays or long call wait times just very effective and helpful. Iv never had a bad experience and overall have had very efficient and helpful phone calls. Reviewed on: 9th July 2025

Always friendly and professional

5
Always friendly and professional Reviewed on: 9th July 2025

Very helpful whenever I have issues it's solved Very...

4
Very helpful whenever I have issues it's solved Very quickly. Love the app easy to navigate. PM Dudley Reviewed on: 9th July 2025

Well don't really no much but thanks for the help ha...

5
Well don't really no much but thanks for the help haven't really been able to get going but thanks Reviewed on: 9th July 2025

Honest and reliable.

5
Always there to assist and I've never had any issues with them at all. Reviewed on: 9th July 2025

They constantly keep me updated ...

5
They constantly keep me updated and the app is easy to work with Reviewed on: 9th July 2025

The worst!

1
The worst! I am not sure what I've touched or how I deleted my direct debit payment, and one month they were not able to collect the money and they lowered my limit, which is not thousands anyway. It's just a £1000 credit card, which I've had for years, and for one mistake they lowered it. Very unprofessional. Reviewed on: 9th July 2025

Excellent company and good service

5
Easy to apply for and a good experience the app is useful and tells u everything anybody could find this easy to use Reviewed on: 9th July 2025

worth a try

5
It was decent not had much trouble with vanquis, anytime I needed to contact support they have dealt with the issue pretty quickly as far as I remember Reviewed on: 9th July 2025

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