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Vanquis : Credit builder credit card reviews

4.73
Based on 28,694 reviews, last reviewed 10th Aug 2026
795900% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Vanquis there when needed Vanquis have helped me out continuously and is so easy to use. Gives me peace of mnd for the unexpected Reviewed on: 1st August 2026
Yracy loucas's avatar
Yracy loucas

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28694)

Vanquis helped me during PANDEMIC years

4
Vanquis helped me during PANDEMIC years to lower my monthly payments and NOT blacklist me .... Reviewed on: 21st May 2026

top marks

5
I have had a positive experience with Vanquis, though I wish the general interest rates were lower. However, there have been several zero rate interest balance transfer offers that have been welcome and have the ability to reduce ones overall outgoings, so all in all – top marks. Reviewed on: 21st May 2026

I like how Vanquis keeps me up to date with my payme...

5
I like how Vanquis keeps me up to date with my payments and predicts accurately what i need to pay in order to not go out my limit but also give me reminders. I love the colours of the user interface and I’m very happy with the service so far. Reviewed on: 21st May 2026

amazing service

5
an amazing service really there to help Reviewed on: 21st May 2026

Their interest rate is far too high.

4
Their interest rate is far too high. Especially as marketed to people repairing their credit. Reviewed on: 21st May 2026

App is easy to use and everything is clearly stated

5
App is easy to use and everything is clearly stated Reviewed on: 21st May 2026

So easy to use and when I have had an issue it was d...

5
So easy to use and when I have had an issue it was dealt with swiftly Reviewed on: 21st May 2026

My years with vanquis

5
I've been with vanquis for a number of years and have had no problem with them...and their customer service team are always polite and helpful Reviewed on: 21st May 2026

Excellent all round

5
Very easy app. regular increases easy payment methods - card acceptable everywhere -good way to build good credit history Reviewed on: 21st May 2026

iif you pay on time and keep your nose clean they ar...

5
iif you pay on time and keep your nose clean they are aok interest rates could drop a bit but that is the nature of the game I have no regerets Reviewed on: 21st May 2026

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