Paid advertisement
Smart Money People Logo
Newsletter

Vanquis : Credit builder credit card reviews

4.73
Based on 28,679 reviews, last reviewed 8th Jul 2026
397300% increase in 5 star reviews
in the past 90 days
5900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Always friendly, helpful and reliable service, espec... Always friendly, helpful and reliable service, especially when you ring up Reviewed on: 8th July 2026
Ian smith's avatar
Ian smith

Latest lowest rating:

1

Always helpful when I call to sort anything Always helpful when I call to sort anything Reviewed on: 3rd July 2026
David 's avatar
David

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28679)

In my opinion,one of the best!

5
I have been with Vanquis for many years now.They have been remarkably helpful with any problems I have had and have always been polite,friendly and made me feel very comfortable with thier solutions and help. Reviewed on: 21st May 2026

The best card out there in my opinion

5
the card works every time I use it and is never refused Reviewed on: 21st May 2026

I feel that customer service was exelent

5
I feel that customer service was exelent Reviewed on: 21st May 2026

I can’t put a better score about customer service be...

5
I can’t put a better score about customer service because I’ve never had an issue despite being a Vanquis customer for years. They offered me my 1st card after completing a debt management program. I started off with just a £600 limit and it’s now several thousands. Never rushed to offer increases, I had the option to decline so it wasn’t forced on me. But they are so so competitive in their interest rates and on occasions, I’ve been offered deals with below average interest rates. I know it reads like I work for Vanquis but I’m just a nobody who lives on disability benefits, but that doesn’t make any difference to Vanquis. I’m treated exactly the same as if I was working full time, if of course my experiences with other credit card companies before my disability made it impossible to continue to work is the same these days. I have nothing but good things to say about Vanquis. Reviewed on: 21st May 2026

Vanquis is best on service deliveries under timelines

5
The customer service team is best and provides solutions for our queries in time. A complete information is provided for all the new products and available benefits of the card. Reviewed on: 21st May 2026

I have had and used my card for many years.

5
I have had and used my card for many years. It's good value and is always handy for the last min buys Reviewed on: 21st May 2026

I love my Vanquis card,

5
I love my Vanquis card, it is very easy to use the Vanquis app and I've never had any issues with my account. Reviewed on: 21st May 2026

Real Support When I Needed It Most

5
Vanquis gave me a chance when my credit history wasn’t great, and over the last 7 years they’ve helped me rebuild my confidence and improve my credit score massively. Their customer service has always been supportive and easy to deal with, and I’m now in a much stronger financial position thanks to the guidance and tools they provide. Very grateful for the support over the years. Reviewed on: 21st May 2026

Responsible lenders.

5
Responsible lenders. Easy application process Reviewed on: 21st May 2026

Hazzle free

5
Excellent, trouble free service. No annoying phone calls. Full account information available 24/7 Reviewed on: 21st May 2026

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.80 from 1254 reviews
    Vanquis
  • Aquis Card

    from Vanquis 4.48 from 44 reviews
    Vanquis
  • Credit card

    from Vanquis 4.39 from 598 reviews
    Vanquis
    View all products