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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

The go to card.

5
I found Vanquis a non judgemental credit card company. They have always given me the support I wanted. Keep your payments up to date and they will always consider a higher credit limit whether you want it or not....This is the only card for me I have been with them for many years. Reviewed on: 9th July 2025

Excellent

5
Great, excellent, I'm using very long time for vanquis card thats my second time get vanquis card limit very good and service excellent. Reviewed on: 9th July 2025

Perfect for rebuilding credit

5
I have been with vanquis for a few years now. I original got the credit card to help rebuild my credit, which it did. If you happen to miss a payment they will work with you and don't make you feel like you are in trouble for missing it. You can also get a loan through them which came in handy when i was in abit of a pickle. The interest rate for both the credit card and loan are good in my opinion Reviewed on: 9th July 2025

The response rate with Vanquis is absolutely great

5
The response rate with Vanquis is absolutely great Reviewed on: 9th July 2025

Process was easy and seamless.

5
Process was easy and seamless. No issues as of yet Reviewed on: 9th July 2025

I love Vanquish as everything is simple, from applic...

5
I love Vanquish as everything is simple, from application, payment and credit limit increase. Reviewed on: 9th July 2025

Great and reliable card and easy to use via the...

5
Great and reliable card and easy to use via the app Reviewed on: 9th July 2025

Very good service any queries are dealt with very q...

5
Very good service any queries are dealt with very quickly very happy. Reviewed on: 9th July 2025

Never had a problem, always fair

5
Never had a problem, always fair Reviewed on: 9th July 2025

I found vanquis account to be easy to use and it's r...

5
I found vanquis account to be easy to use and it's really helpful to have some credit to use when needed. Reviewed on: 9th July 2025

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