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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Used for interest free credit card.

5
Used for interest free credit card. No complaints nice and easy to manage Reviewed on: 9th July 2025

Always been good to me and helpful when needed, alwa...

5
Always been good to me and helpful when needed, always got back to me promptly Reviewed on: 9th July 2025

Good balance transfer offers

5
I've got 18 months 0% APR on BT with only 2.9% free. That's a really good offer. Thank you! Reviewed on: 9th July 2025

Good for rebuilding credit records, poorer in not ha...

4
Good for rebuilding credit records, poorer in not having policy of reducing interest rates withe record Reviewed on: 9th July 2025

I have always had excellent customer service from Va...

5
I have always had excellent customer service from Vanquis and the payment reminder is essential for me Reviewed on: 9th July 2025

Easy application, quick acceptance.

5
Easy application, quick acceptance. On-line app easy and no issues so far. Reviewed on: 9th July 2025

Super card

5
Very useful at all times and most pkaces accrpted Reviewed on: 9th July 2025

Great service especially for bad credit

5
Great service especially for bad credit Reviewed on: 9th July 2025

Very good at tackling any problem you have with Vanq...

5
Very good at tackling any problem you have with Vanquis very friendly and polite customer service Reviewed on: 9th July 2025

Great Credit card

5
I have found Vanquis easy to use, good communication and easy to arrange payment Reviewed on: 9th July 2025

Review Vanquis : Credit builder credit card now

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