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Vanquis : Credit builder credit card reviews

4.73
Based on 28,679 reviews, last reviewed 8th Jul 2026
397300% increase in 5 star reviews
in the past 90 days
5900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Always friendly, helpful and reliable service, espec... Always friendly, helpful and reliable service, especially when you ring up Reviewed on: 8th July 2026
Ian smith's avatar
Ian smith

Latest lowest rating:

1

Always helpful when I call to sort anything Always helpful when I call to sort anything Reviewed on: 3rd July 2026
David 's avatar
David

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

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Vanquis Credit builder credit card reviews (28679)

I think the app is great.

5
I think the app is great. Very user friendly. I have built up my credit score to excellent and have now been offered other crediit cards. I choose to keep this one. Only had to use Customer Service once and it was a good experience. Reviewed on: 21st May 2026

Improved Credit Rating.

5
When I was in trouble financially, I was able to get a credit card with Vanquis and now I am in a great place with my finances and a very good credit rating. Reviewed on: 21st May 2026

helpful service

5
I have always found them very helpful especially when I was Ill with cancer in helping me with my payments. They also helped me to improve my credit rating and now come in very handy for unexpected purchases Reviewed on: 21st May 2026

am useing for couple of years .

4
am useing for couple of years . never hv any problem . customer service solve my question in 1call. only nedd to improve the intetst rate for loan behaf of balance trsfer . for customer how from 10years with u . u hv to give them offer for loan on less interest . Reviewed on: 21st May 2026

Really excellent, easy to use and clear customer ser...

5
Really excellent, easy to use and clear customer service with great FAQs online but also advisors on standby always to deal with you queries Reviewed on: 21st May 2026

Vanquis helped me during PANDEMIC years

4
Vanquis helped me during PANDEMIC years to lower my monthly payments and NOT blacklist me .... Reviewed on: 21st May 2026

top marks

5
I have had a positive experience with Vanquis, though I wish the general interest rates were lower. However, there have been several zero rate interest balance transfer offers that have been welcome and have the ability to reduce ones overall outgoings, so all in all – top marks. Reviewed on: 21st May 2026

I like how Vanquis keeps me up to date with my payme...

5
I like how Vanquis keeps me up to date with my payments and predicts accurately what i need to pay in order to not go out my limit but also give me reminders. I love the colours of the user interface and I’m very happy with the service so far. Reviewed on: 21st May 2026

amazing service

5
an amazing service really there to help Reviewed on: 21st May 2026

Their interest rate is far too high.

4
Their interest rate is far too high. Especially as marketed to people repairing their credit. Reviewed on: 21st May 2026

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