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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great staff

Great very helpful when needed would recommend to front and family Reviewed on: 9th July 2025

Very helpful and building credit back 100%

Very helpful and building credit back 100% Reviewed on: 9th July 2025

This card has helped me boosted my credit rating.

This card has helped me boosted my credit rating. Reviewed on: 9th July 2025

Excellent service

Easy application process, excellent app and customer support. Reviewed on: 9th July 2025

A great credit card and I come acr...

I was looking for a great credit card and I come across Vanquis. I have been with Vanquis for years and they are the best and very helpful. Reviewed on: 9th July 2025

D I Y GARDEN

Great card very helpful and friendly Reviewed on: 9th July 2025

I like the app

Easy to set up, plus the app is easy to use and understand. I’ve never contacted customer service so I can’t comment on that, although I’m sure they’re good. Also pretty good value for money. Reviewed on: 9th July 2025

Easy application and no problems so far

Easy application and no problems so far Reviewed on: 9th July 2025

Vanquis was very helpful for money transfers, althou...

Vanquis was very helpful for money transfers, although rather expensive interest which is why my value for money review is good and not excellent. However the APR on normal credit card purchases is excellent and very happy with the them. They also were very quick, efficient and helpful when it came to raising and arguing 3 fraudulent transactions on my Vanquis account and the process was very in depth to be able to fight a strong case. there are cards out there with lower interest charged on money transfers and Lower APR overall but Vanquis offers credit cards to more medium level credit scores, the credit limit wasn’t too low but also not too high which is very responsible from Vanquis. There mobile app is good and the app is easy to navigate. Love the pay by bank feature to pay the statement bill! Reviewed on: 9th July 2025

Vanquis have given me a second chance after I defaul...

Vanquis have given me a second chance after I defaulted on a card couple of years ago Reviewed on: 9th July 2025

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