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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very informative much better than any other credit c...

Very informative much better than any other credit card i have had explains everything quick and easy ie balance payments and due dates Reviewed on: 9th July 2025

Excellent, great customer service

Excellent, great customer service Reviewed on: 9th July 2025

easy access' direct impact results

very friendly helpful and easy to use service' the App is user friendly and allows me to access all my key information and transactions in a few taps. i would recommend to anyone. Reviewed on: 9th July 2025

Vanquis makes a change. They help

Vanquis makes a change. Instead of demanding this that and the other and wanting blood from your stone, they actually listen and work with you if you have a problem, may other firms don't. Reviewed on: 9th July 2025

I’m voting for Vanquis because..

I’m voting for Vanquis because this credit card has genuinely changed my financial life for the better. In a world where credit cards can feel like a trap of hidden fees and unclear terms, Vanquis has been a breath of fresh air—with transparency, simplicity, and support at the core of their service. When I first got my Vanquis card, I was understandably nervous about credit and managing repayments. But what immediately set Vanquis apart was their upfront and honest approach. There were no hidden fees, no confusing small print—just clear, straightforward information that helped me fully understand what I was signing up for. That alone brought an immense sense of relief and reduced my financial anxiety. Vanquis has not only helped me build my credit score, but they’ve also provided the tools and guidance I needed to do so responsibly. With features like regular credit limit reviews, helpful reminders, and access to my credit score, I felt supported at every step. What makes Vanquis truly special is that they understand real people and real challenges. They gave me a chance when other lenders wouldn’t—and they did so with respect and dignity. That vote of confidence gave me peace of mind and allowed me to regain control of my finances. The stress that once kept me up at night is now replaced by structure, clarity, and the reassuring knowledge that I’m moving forward. Vanquis isn’t just a credit card provider. They’re a partner in financial wellness. That’s why they absolutely deserve to win the Consumer Credit Award this year—they’re not just offering credit, they’re restoring confidence and transforming lives. Reviewed on: 9th July 2025

I am enjoying this card.

I am enjoying this card. A nice card. Reviewed on: 9th July 2025

Easy and quick with a great app to follow up...

Easy and quick with a great app to follow up on Reviewed on: 9th July 2025

Really happy with this card!

Really happy with this card! I’m just starting to recover financially now from Covid and with the card I can start making that possible Reviewed on: 9th July 2025

Vanquis credit card review

I've been with Vanqis for many years, and their service to me has always been excellent. I've never ever had any problems with them, as with other credit cards I've had Reviewed on: 9th July 2025

Great card Perfecto

Perfecto , great card, easy app and good client service Reviewed on: 9th July 2025

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