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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Ease of application and use.

5
Ease of application and use. Helpful staff to resolve any queries Reviewed on: 9th July 2025

I have been with vanquis for a couple of months very...

5
I have been with vanquis for a couple of months very good service. Reviewed on: 9th July 2025

Everyone is accepted.

5
I love Vanquis as they give a chance to the little people Reviewed on: 9th July 2025

very fast , very effective.

5
very fast , very effective. easy to navigate app Reviewed on: 9th July 2025

you can depend on Easy to use Fair rates

5
Easy to use Fair rates ideal keep it to hand for emergency Reviewed on: 9th July 2025

I’ve been using Vanquis for a while now and opened a...

4
I’ve been using Vanquis for a while now and opened an account at a time my finances were not great. They still accepted me for a fair amount which helped me out hugely at that time. I’m now paying it off but abit of advice, don’t miss a payment, your credit score will feel it haha. Also pay in full at the end of the month as minimum payments cost you. Spend wisely. Reviewed on: 9th July 2025

They are always fair if you are struggling for a pay...

5
They are always fair if you are struggling for a payment they give you great advice and they are really good at explaining things because I am dyslexic they offer big print and they always read my letters to me and that for me it really understanding Reviewed on: 9th July 2025

Good easy going credit card company

5
Good easy going credit card company Reviewed on: 9th July 2025

Perfect from the start!

5
Perfect from the start! They take care of everything and the app is so easy to use...flawless Reviewed on: 9th July 2025

Very good customer care.

5
Very good customer care. No problem with cards Reviewed on: 9th July 2025

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