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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Quick processing time.

5
Quick processing time. maximum credit Reviewed on: 9th July 2025

Been very helpful and easy to build my credit rating...

5
Been very helpful and easy to build my credit rating Reviewed on: 9th July 2025

Really strong app

5
Really easy to apply and great credit limit. The app is very easy to use and clearly shows you your limit. It is also lightning fast and registering payments unlike other cards. Reviewed on: 9th July 2025

Did a balance transfer they didn’t set direct debit...

2
Did a balance transfer they didn’t set direct debit up correctly so didn’t take my money on time had murder trying to rectify that it was vanquish fault Reviewed on: 9th July 2025

First time using Vanquish.

5
First time using Vanquish. It is very useful. Just need to improve the app. Reviewed on: 9th July 2025

They helped me when I was down and nowhere to go and...

5
They helped me when I was down and nowhere to go and thanks to them I am back on my feet. God bless you xx Reviewed on: 9th July 2025

My card has been cloned twice in the last year, and...

5
My card has been cloned twice in the last year, and each time customer support and the fraud team have been amazing, and have always got this sorted within an excellent timely manner, and they have been very professional. Reviewed on: 9th July 2025

Vanquis has always been there for me,they help you o...

5
Vanquis has always been there for me,they help you out alot,I would recommend they to everyone, I have been with them for years now and had o problems Reviewed on: 9th July 2025

This is my first time experience with Vanquis and i...

5
This is my first time experience with Vanquis and i found it realy good. The best thing is every shop accepts Vanquis card so i can through card anywhere without any headach.Than you Vanquis. Reviewed on: 9th July 2025

I love using vanquis it has the best rates going and...

5
I love using vanquis it has the best rates going and very helpful when needed customer service Reviewed on: 9th July 2025

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