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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

easy setting up no problem instruction clear

5
easy setting up no problem instruction clear Reviewed on: 9th July 2025

Good communication.

5
Good communication. Quick turnaround Reviewed on: 9th July 2025

I have found my experience with Vanquis very good

5
I have found my experience with Vanquis very good Reviewed on: 9th July 2025

Very good service .

5
Very good service . The interest is not too high Reviewed on: 9th July 2025

Fantastic Beginner Credit Card

5
I applied for this card since I want to build my credit score but also spread my costs instead of having it all on one credit card. My previous credit card did not let me add it to Apple Pay but I’m so glad Vanquis are up to date! The app is also very easy to use and I’m glad this is my main credit card over my previous one! My dad recommended me and I would recommend everyone else to consider Vanquis Reviewed on: 9th July 2025

Amazing experience highly recommended to all the peo...

5
Amazing experience highly recommended to all the people. Reviewed on: 9th July 2025

Opening the account was simple.

4
Opening the account was simple. I am able to use the app very well. Its setup in an easy to use way. Reviewed on: 9th July 2025

Great card.

5
Easy application process . great app.. Reviewed on: 9th July 2025

Very good card

5
I absolutely love this card, it helped me so much, not a lot of interest and 0% interest if you pay back in less than a month which helps your credit score Reviewed on: 9th July 2025

To be honest my best choice is vanquis creadit becau...

5
To be honest my best choice is vanquis creadit because it is very easy to use there apps Reviewed on: 9th July 2025

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