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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Best customer service

Customer service always very helpful the app is brilliant very easy to use would definitely recommend. Reviewed on: 9th July 2025

Life-changing card for credit rebuilding!

Life-changing card for credit rebuilding! Started with poor credit (380 score) after job loss. Vanquis approved me instantly with £250 limit when everyone else rejected me. 18 months later: Credit score up 200 points (now 580+) The app is brilliant - real-time updates, spending insights, and free credit score checks. Customer service was helpful the two times I needed them. Reviewed on: 9th July 2025

Great for Building Credit with Simple, Clear Support

I applied for the Vanquis credit card to help build my credit score and the process was surprisingly straightforward. The app is user-friendly, making it easy to track spending and payments. I’ve found the alerts and reminders really helpful in staying on top of things, and customer service has been quick and supportive whenever I’ve had questions. It’s a great card if you’re looking to improve your credit history—as long as you use it responsibly, it really does what it says on the tin. Reviewed on: 9th July 2025

It’s very easy for apply.

It’s very easy for apply. Give good service Reviewed on: 9th July 2025

I have been a customer for a while now and the servi...

I have been a customer for a while now and the service I have received has been great. The App is clear to use and easy to understand Reviewed on: 9th July 2025

Easy to reach and app is great to use

Easy to reach and app is great to use Reviewed on: 9th July 2025

I've had no problem with vanquis from the start of m...

I've had no problem with vanquis from the start of my account they hav been excellent Reviewed on: 9th July 2025

Great card

Was so incredibly easy to apply for, got accepted within minutes, card was sent the following week! Used for a balance transfer to build credit and reduce interest costs! So very helpful! The app was so easy to set up as well literally was so fast Reviewed on: 9th July 2025

I am very happy with Vanquis bank .

I am very happy with Vanquis bank .They send me messages when something happens because we are humans and can make mistakes or forgot something . Customers service is here for us and this is very good Reviewed on: 9th July 2025

All Great in my opinion

I went with Vanquis for 0% transfer, I have had no issues - communication is great and the app is easy to use and keep track of funds Reviewed on: 9th July 2025

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