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Vanquis : Credit builder credit card reviews

4.80
Based on 21,721 reviews, last reviewed 19th May 2026
82250% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Great safety net Had this credit card for some time now I’ve always been satisfied with how I’ve been treated and the credit provided Reviewed on: 19th May 2026
Louise H's avatar
Louise H

Latest lowest rating:

1

not always thar good lots of roomforvimprovement not always thar good lots of roomforvimprovement Reviewed on: 19th May 2026
Kevin w's avatar
Kevin w

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (21721)

Vanquis personal loan

5
Easy to apply for loan… provided that your credit score is good Reviewed on: 2nd May 2024

not money for nothing

5
good communication and always helpful. Reviewed on: 2nd May 2024

It has help to build my credit score , as well as th...

5
It has help to build my credit score , as well as the low apr cross the other providers made a good difference. Reviewed on: 2nd May 2024

Spending buddy

4
Started with Vanquis a few years back - have had a good relationship with them - haven't been bombarded with product offers or letters worrying about my level of debt or use of credit - I am using it - I am paying for it and it works for me. Reviewed on: 2nd May 2024

Easy to use app and clear guidance available.

5
Easy to use app and clear guidance available. Reviewed on: 2nd May 2024

Credit Boosting

5
I applied to boost my credit score, I was quickly accepted. I love the fact my credit limit is relatively low but gives that peace of mind if I need alittle help for things before payday I can still have them and not be tempted to use what I cannot afford to pay back. Reviewed on: 2nd May 2024

I would recommend Vanquis to anyone who needs some h...

5
I would recommend Vanquis to anyone who needs some help in this crisis time,i can say it’s the best credit card so far i can have! Reviewed on: 2nd May 2024

Excellent!

5
App is very easy to use and helpful to keep up with payments. Have nothing negative to say about Vanquis Reviewed on: 2nd May 2024

Good Customer Service in terms of being courteous an...

4
Good Customer Service in terms of being courteous and professional. Reviewed on: 2nd May 2024

Handy helper

5
Always there for emergencies , has helped me out many times Reviewed on: 2nd May 2024

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