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Vanquis : Credit builder credit card reviews

4.81
Based on 23,250 reviews, last reviewed 20th May 2026
151700% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Good company never had a problem Good company never had a problem Reviewed on: 20th May 2026
Tim o's avatar
Tim o

Latest lowest rating:

1

Can’t even do a proper survey. Can’t even do a proper survey. I’d used other credit cards to convert points to money Reviewed on: 20th May 2026
alan fong's avatar
alan fong

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (23250)

give it a try

5
when i first applied i did not expect to be accepted for a credit card i now use this as extra way to purchase items and always make sure to be in credit Reviewed on: 2nd May 2024

Great app easy to use, friendly staff at customer se...

5
Great app easy to use, friendly staff at customer service support, rates are great especially for bad credit users, can use card anywhere.. nothing to dislike. Reviewed on: 2nd May 2024

Really I recommend, Excellent and friendly service

5
Really I recommend, Excellent and friendly service Reviewed on: 2nd May 2024

friendly staff.

5
Ease of use helpful friendly staff but i think the APR is to high it would be much better if it was lower' Reviewed on: 2nd May 2024

I have a great experience and will continue with the...

5
I have a great experience and will continue with the service for further years to come! Reviewed on: 2nd May 2024

Outstanding experience

5
I recently acquired the this Credit Card, and I must say, it has exceeded all my expectations! From the moment I applied, the process was seamless and swift, providing Niraj Mulani with a hassle-free experience. The online application was user-friendly, and I received approval within minutes. One of the standout features of this card is its rewards program. Niraj Mulani earns points on every purchase, and the variety of redemption options is impressive. Whether it's cashback, travel rewards, or merchandise, there's something for everyone. Plus, the points accumulate fast, allowing me to enjoy the benefits sooner rather than later. Another aspect I appreciate is the card's security measures. With features like fraud monitoring and zero-liability protection, I feel confident using it for both everyday purchases and online transactions. The peace of mind knowing that my financial information is safeguarded is invaluable. Moreover, the customer service provided by this Credit Card is top-notch. Any queries or concerns Niraj Mulani has had were addressed promptly and courteously by their knowledgeable support team. It's evident that they prioritize customer satisfaction, which is refreshing in today's world. Furthermore, the card offers additional perks such as complimentary insurance coverage and exclusive access to events. These extras add significant value and enhance the overall experience of being a cardholder. In conclusion, I wholeheartedly recommend the this Credit Card to anyone in search of a reliable, rewarding, and secure credit card. It has truly made managing my finances more convenient and enjoyable. Thank you, For this Credit Card , for providing such an excellent product and service! Reviewed on: 2nd May 2024

Been a customer for over 10 are more and I have no p...

5
Been a customer for over 10 are more and I have no problem with them they are very quick to deliver transfer when u need it Reviewed on: 2nd May 2024

Been with vanquis over 4 years.

5
Been with vanquis over 4 years.never an issue and great customer service 5☆ Reviewed on: 2nd May 2024

Normally experience with very high interest

3
Normally experience with very high interest Reviewed on: 2nd May 2024

My experience has always been very positive, followi...

5
My experience has always been very positive, following relocating back home after 30 years in Essex thing are a little tight right now so only making minimum payments but no hassle from Vanquis regarding this, but things set to improve which I am looking forward to making increased payments Reviewed on: 2nd May 2024

Review Vanquis : Credit builder credit card now

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