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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.81
Based on 23,251 reviews, last reviewed 20th May 2026
151750% increase in 5 star reviews
in the past 90 days
2500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Good company never had a problem Good company never had a problem Reviewed on: 20th May 2026
Tim o's avatar
Tim o

Latest lowest rating:

1

Can’t even do a proper survey. Can’t even do a proper survey. I’d used other credit cards to convert points to money Reviewed on: 20th May 2026
alan fong's avatar
alan fong
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (23250)

Credit card review

4
I’ve had it for awhile and it’s good, it’s really helped me during the cost of living crisis Reviewed on: 2nd May 2024
Elesha H's avatar
Elesha H

Very good service but charges can be a bit excessive...

5
Very good service but charges can be a bit excessive Reviewed on: 2nd May 2024
Chris's avatar
Chris

Friendly and pleasant.

5
Friendly and pleasant. Have had an account for over 10 years and have not had a bad experience. Reviewed on: 2nd May 2024
Joz's avatar
Joz

Brilliant credit card and amazing service

5
Brilliant credit card and amazing service Reviewed on: 2nd May 2024
Eammon M's avatar
Eammon M

Been excellent since i've joined, only spoken to the...

5
Been excellent since i've joined, only spoken to them a few times but where very helpful each time Reviewed on: 2nd May 2024
Matthew 's avatar
Matthew

Unfair late fees let them down...

3
Good in the main, but what lets them down is their haste in applying late charges, I often pay ad hoc and ALWAYS over the minimum monthly amount, however have now been charged 2 late fees for paying 'on' the day due (even though throughout the relevant months have made ad hoc payments, sometimes £100's) This let's them down hugely!! Reviewed on: 2nd May 2024
Dave H's avatar
Dave H

Good business

5
Good business excellent customer care Reviewed on: 2nd May 2024
Gregory Clark 's avatar
Gregory Clark

Extremely easy to use and reliable .

5
Extremely easy to use and reliable . A fantastic credit builder ! Reviewed on: 2nd May 2024
Isabelle E's avatar
Isabelle E

Overall Vaquis is a very good credit card provider

4
Overall Vaquis is a very good credit card provider compared to others. I have been offered a better limit then anywhere else.and I can do cash transfers at anytime that have helped.me a lot recently. Although I have been with them for a while now, I did not have an offer to increase limit yet and recently interest went up. They seem to be on top of security and contact the customer to discuss activity if they have concerns. My card was disabled for a little while when they contacted me and was re-enabled withing a few hours after a call. Better be safe then sorry. Overall very good provide and would recommend. Reviewed on: 2nd May 2024
Margarita L's avatar
Margarita L

Online application was very easy to fill out and d...

5
Online application was very easy to fill out and decision was instantly thank you Reviewed on: 2nd May 2024
Lee S's avatar
Lee S

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