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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.81
Based on 23,327 reviews, last reviewed 20th May 2026
155100% increase in 5 star reviews
in the past 90 days
2700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

just very polite and service is 100% just very polite and service is 100% Reviewed on: 20th May 2026
Mr s's avatar
Mr s

Latest lowest rating:

1

Absolutely awful customer service, impacting my cred... Absolutely awful customer service, impacting my credit score negatively even though I pay back in full every month. Reviewed on: 20th May 2026
Ben L's avatar
Ben L
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (23327)

It’s easy to have a Vanquis credit card, I think tha...

5
It’s easy to have a Vanquis credit card, I think that the interest rate is rather high especially as people who have a bad credit score can only get these type of cards Reviewed on: 2nd May 2024
Mrs S's avatar
Mrs S

Good value for money.

4
Good value for money, interest rates are reasonable. Only problem that I have is that it takes 2 days to process payments which has resulted in fines for me before but that may be more on my time management problems Reviewed on: 2nd May 2024
Sienna T's avatar
Sienna T

All i did was tried to change my phone number on my...

1
All i did was tried to change my phone number on my account and to do so i have to send face pic?????? Why is this as it does nothing for security and what is the point as i could send a pic of anyone????????? Reviewed on: 2nd May 2024
Martin D Wooden's avatar
Martin D Wooden

Overall experience is excellent from credit increase...

5
Overall experience is excellent from credit increases to communication.. Reviewed on: 2nd May 2024
Majid Hussain's avatar
Majid Hussain

Easy to apply and use

5
Easy to apply and use not had to contact customer support so all is good recommend Reviewed on: 2nd May 2024
Wolf The bored's avatar
Wolf The bored

Never have any issues and have used my card in numer...

5
Never have any issues and have used my card in numerous places and numerous countries Reviewed on: 2nd May 2024
Diane S's avatar
Diane S

Vanquis Card

5
Any time I have to speak to they are always very helpful friendly and always gets it sorted Reviewed on: 2nd May 2024
Rosaleen 's avatar
Rosaleen

App easy to use and easy to see transactions feels s...

5
App easy to use and easy to see transactions feels secure and credit increases have been gradual which feels like my use of credit is being carefully managed Reviewed on: 2nd May 2024
tracey's avatar
tracey

Help when I needed it

4
Helped to rebuild my credit score and get back on my feetwhen I needed it Reviewed on: 2nd May 2024
Linda F's avatar
Linda F

A great credit building credit card

5
When my credit was really bad Vanquis accepted me and I have now started to re build my credit score and its partly thanks to Vanquis, I am now able to get a loan should I need to at a much lower interest rate than I was being offered before I started using the Vanquis credit building credit card, thank you Vanquis I would and have recommended you to both family and friends Reviewed on: 2nd May 2024
Barrie D's avatar
Barrie D

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