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Vanquis : Credit builder credit card reviews

4.82
Based on 24,540 reviews, last reviewed 20th May 2026
210150% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Fast response to questions, security first always ma... Fast response to questions, security first always making me feel secure and protected. Reviewed on: 20th May 2026
Shaun Elston's avatar
Shaun Elston

Latest lowest rating:

2

Vanquis has added a fee to my account of £102. Vanquis has added a fee to my account of £102.12 saying it is Promomotional Cash Interest without any authority. I am really annoyed about it and can... Read more Reviewed on: 20th May 2026
Steve R's avatar
Steve R

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (24540)

Great company to deal with

5
Every question is answered promptly. App is easy to use and very intuitive. Have already recommended to family and friends! Reviewed on: 2nd May 2024

The company has got excellent customer service, warm...

5
The company has got excellent customer service, warm and friendly. Reviewed on: 2nd May 2024

Great experience.

5
Great experience. I applied for the card and was accepted right away. I was able to get an interest free balance transfer, which has been really helpful in paying off a debt. The app is user friendly and keeps you up to date with where you are. Reviewed on: 2nd May 2024

Vanquis have been instrumental in me regaining my cr...

5
Vanquis have been instrumental in me regaining my credit worthiness. They have been very helpful all the way. Reviewed on: 2nd May 2024

I’ve been with Vanquis for many years now, and never...

5
I’ve been with Vanquis for many years now, and never had a problem, very good service, and very good app Reviewed on: 2nd May 2024

All straightforward easy to use questions answered e...

5
All straightforward easy to use questions answered easily Reviewed on: 2nd May 2024

I'm happy to trust this bank with my money

5
I had an issue with a fraudster but Vanquis quickly resolved this issue completely to my satisfaction. Reviewed on: 2nd May 2024

Vanquis Credit Building Credit Card

5
The Vanquis Credit Building Credit Card has been instrumental in rapidly improving my credit score. I've been using the card responsibly, staying within my credit limit, and paying off my balance in full every month. Recently, Vanquis rewarded me by doubling my credit limit. Their monthly statements are easy to read, and their mobile app is user-friendly. I've found their customer service to be exceptional. Reviewed on: 2nd May 2024

Good Service when going nearing limit text messages...

5
Good Service when going nearing limit text messages and calls to say you are near and app is really good Reviewed on: 2nd May 2024

One of the best credit cards

5
Easy to deal with any problems just phone for excellent communications. Vanquis is one of the top credit cards as far as I am concerned Reviewed on: 2nd May 2024

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