Paid advertisement
Smart Money People Logo
Newsletter

Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28696)

Straight forward 100% correct and % is very good

5
Straight forward 100% correct and % is very good Reviewed on: 3rd May 2024

Love the way you look at the every body needs

5
Love the way you look at the every body Reviewed on: 3rd May 2024

Best experience

4
I have been with Vanquis for years now. Got no issues. I guess with regards to charges and interests, all credit card company almost charges the same. I am happy with the customer service they provide, one thing that stand out is they answer the phone quicker than the rest. Reviewed on: 3rd May 2024

I've had a Vanquis credit card for a few years now,...

5
I've had a Vanquis credit card for a few years now, interest rates are high but I appreciate that I have a lot of debt to pay back on other creditors so the risks are higher. However this card has allowed me to build up my credit profile again so along with companies like this and paying my debts back now I'm managing to live a more normal life now stress free Reviewed on: 3rd May 2024

What I look for in my credit card company is a quiet...

5
What I look for in my credit card company is a quiet assurance, no fuss, just a delivery of good service. I get that with Vanquis time after time Reviewed on: 3rd May 2024

Easy to use website.

5
Easy to use website. Good communication with customers. Keeps customers up to date with their activity. Reviewed on: 3rd May 2024

Excellent

5
Very easy to use the app and now even better that you can add it your card to the Apple wallet. They are very easy to contact as well as giving you the option to change the limit of your card in the app so if you are unable to call them you can do it this way Reviewed on: 3rd May 2024

I've been with Vanquis for many years and struggled...

5
I've been with Vanquis for many years and struggled with money for many years and Vanquis has always been there, I don't have a massive balance and sometimes even go overdrawn but they are always very understanding and helpful and I'm never judged...they have always been there for me when many others wouldn't entertain me because of my bad credit score but everyone needs a little help sometimes.. you're not a bad person because you're rubbish with money, usually the opposite!! So I would like to take this advantage to say thank you for always being there when I need you. Reviewed on: 3rd May 2024

Good customer service.

5
Good customer service. Good app to use Reviewed on: 3rd May 2024

Really appreciated Vanquis giving me the opportunity...

5
Really appreciated Vanquis giving me the opportunity to have a credit builder card that started off with an £800 limit which I’ve now built up to £5000 because of making my payments etc. the app is easy to use and I’m a very happy customer Reviewed on: 3rd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.86 from 1254 reviews
    Vanquis
  • Aquis Card

    from Vanquis 4.45 from 44 reviews
    Vanquis
  • Credit card

    from Vanquis 4.35 from 601 reviews
    Vanquis
    View all products