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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28696 reviews)

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4.73

Based on 28,696 reviews, last reviewed 24th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

97% decrease in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28696)

Vanquis service is informative and clear .

Vanquis service is informative and clear . The website provides all the relevant information required and is user friendly as it is easy to navigate . The only bit of information I would like to be clearer is the date of full payment that will not incur interest charges Reviewed on: 3rd May 2024

It a wonderful experience so far, good customer serv...

It a wonderful experience so far, good customer service, balance transfer so smooth. Problem solved on time, I’m very pleased and I have no regrets at all . Great job to everyone working together to make this possible. Reviewed on: 3rd May 2024

Very easy to access, everything you need to know is...

Very easy to access, everything you need to know is on the app. Reviewed on: 3rd May 2024

1st Class Credit Card

Easy to use App and never had any problems. Always get answers immediately and no waiting around. Security is second to none. Reviewed on: 3rd May 2024

Vanquis is an excellent card for people who may off...

Vanquis is an excellent card for people who may off damaged their credit history in the past. They are helpful, easy to deal with with a great App to manage your account. Yes the interest rate can be seen as high, but that is due to poor credit history in the past. Reviewed on: 3rd May 2024

Useful credit card

I took out my Vanquis credit card when I needed to build my credit score. I started with a very small limit which has gradually increased over time. I always repay in full and get messages to let me know my balance which is very useful. Their website is also easy to navigate. Reviewed on: 3rd May 2024

Great start on credit score ladder

When I came to the UK 11 years ago without credit history I was accepted for a Vanquis account, which put me on the credit ladder. Since then I have been able to go ahead in leaps and bounds. Drawback is that the other cards that I now have offer far greater credit limits, which I do not use since I do not carry over credit card balances, but the higher limits enhance my credit score. Reviewed on: 3rd May 2024

great for building credit, easy to use app very good...

great for building credit, easy to use app very good customer service, interest rates are a little bit high but its to be expected for the service that's provided. Reviewed on: 3rd May 2024

The customer service is always very helpful and prof...

The customer service is always very helpful and professional Reviewed on: 3rd May 2024

Good way to improve credit score

Ideal for those having no credit history in the UK Reviewed on: 3rd May 2024

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