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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.82
Based on 24,450 reviews, last reviewed 20th May 2026
206050% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Easy to deal with, always good communication. Easy to deal with, always good communication. Reviewed on: 20th May 2026
maureen c's avatar
maureen c

Latest lowest rating:

2

Vanquis has added a fee to my account of £102. Vanquis has added a fee to my account of £102.12 saying it is Promomotional Cash Interest without any authority. I am really annoyed about it and can... Read more Reviewed on: 20th May 2026
Steve R's avatar
Steve R
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (24450)

I like the simple clarity of their messages and info...

4
I like the simple clarity of their messages and information which not only saves time but makes life much easier! Reviewed on: 2nd May 2024
Ian M's avatar
Ian M

I took a vanquis credit card out two years ago and I...

5
I took a vanquis credit card out two years ago and I have watched my credit score go from strength to strength during this period Reviewed on: 2nd May 2024
Patricia O's avatar
Patricia O

Amazing service offered!

5
Extremely helpful, very good with prices/ interest rates and monthly payments are affordable - always there to help you if your struggling or worried… Reviewed on: 2nd May 2024
Carla L's avatar
Carla L

High rates

4
Unfortunately had to use most of my credit allowance, I repay more than minimum amount but the interest charges are so high that Vanquis takes half on my payment so taking longer to pay off, I spoke to someone about it and was told they would reduce my rates but this has not been done. Reviewed on: 2nd May 2024
Lauren H's avatar
Lauren H

Highly recommended

5
Easy to use, no fuss, flexible, helpful staff Reviewed on: 2nd May 2024
Diana's avatar
Diana

Have helpful, very polite good service well informed

5
Have helpful, very polite good service well informed Reviewed on: 2nd May 2024
Michelle Carroll Sinclair's avatar
Michelle Carroll Sinclair

Vanquis are excellent, no need to go anywhere else

5
Vanquis are approachable, understanding and are very professional, especially when you have average or lower credit rating. Belonging you keep up with payments, vanquis will see you are a loyal customer and sometimes offer an increase if you ever need it, they are one of the best credit card companies out there Reviewed on: 2nd May 2024
Wayne d's avatar
Wayne d

Easy to use mobile app, good customer service and ab...

5
Easy to use mobile app, good customer service and absolutely no problems. Reviewed on: 2nd May 2024
Richard T's avatar
Richard T

Great app and customer service

5
Great app to manage my card spendings and payments. Reviewed on: 2nd May 2024
Gisele's avatar
Gisele

Very poor service

1
I use to rate vanquis as a very good company. Unfortunately when I tried to clear my balance as I don’t like paying interest, Vanquis said the payment wasn’t showing on my account. My bank statement showed it had been received. After 14+ phone calls over a month and a letter to say to pay it into an account number which I had paid it into after raising a complaint and still chasing it the payment suddenly showed up. The interest was removed but the stress and worry isn’t worth using the service again Reviewed on: 2nd May 2024
Annmarie's avatar
Annmarie

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