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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28696)

Vanquis App

5
Very easy to use app which keeps me up to date with everything Reviewed on: 3rd May 2024

Higher interest but useful for credit building.

3
Higher interest but useful for credit building. Only card I can get due to being disabled. Reviewed on: 3rd May 2024

My first credit card.

5
My first credit card. The limit is within my budget and I find it very easy to use. Security is first class and the app is easy to understand Reviewed on: 3rd May 2024

Vanquis are great for rebuilding your credit score

5
I have been with Vanquis for several years now and first got a card with the aim to help with money issues and improve my credit score. I have had excellent service over the years and the zero percent for 12 months on balance transfers is a very good idea. I would definitely recommend Vanquis to anyone who needs a little help with their finances. Reviewed on: 3rd May 2024

When I applied I was given a 200pound start and this...

5
When I applied I was given a 200pound start and this has increased and also improved my credit score Reviewed on: 3rd May 2024

My whole experience with Vanquis has been very satis...

5
My whole experience with Vanquis has been very satisfactory right from the beginning, I would definitely recommend to friends and family. Reviewed on: 3rd May 2024

Amazing customer service, always there when you need...

5
Amazing customer service, always there when you need them. Phone or online , the best Reviewed on: 3rd May 2024

don't expect any credit increases or explanations

4
had the card 9 years never missed a payment but never had a credit increases either ive asked but had no explanation. I'm still on the minimum which makes it useless at this point I gave others that started at 500 that are now 4k as I have great credit Reviewed on: 3rd May 2024

Customer service is good and professional

1
Customer service is good and professional Reviewed on: 3rd May 2024

Amazing staff

5
Amazing staff attending to staff in a professional manner Reviewed on: 3rd May 2024

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