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Vanquis : Credit builder credit card reviews

4.81
Based on 23,724 reviews, last reviewed 20th May 2026
173150% increase in 5 star reviews
in the past 90 days
3100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

I loved that even with bad credit they still trusted... I loved that even with bad credit they still trusted me with a larger credit allowance and has helped me massively. Love how easy the app is to use to... Read more Reviewed on: 20th May 2026
Milliemay Capell's avatar
Milliemay Capell

Latest lowest rating:

2

Balance transfer offer is low it will be great if th... Balance transfer offer is low it will be great if they exted it Reviewed on: 20th May 2026
Jahanzeb J's avatar
Jahanzeb J

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (23724)

Good service

5
Very easy to understand the web site. Reviewed on: 2nd May 2024

Piece of mind.

5
I got the card to help fix my credit score and I was a bit afraid of getting into debt, but the app is so simple to use and understand. I can see what I have used and see what I can afford to spend paying in is a piece of cake too. I just tell the app the sum I want to pay in and that’s it. My credit score is better, I have money for an emergency and because I can see what is available I can make informed decisions on my spending. It’s so straightforward. I get paper statements too and Vanquis don’t send 100s of annoying texts or emails like some other providers. I don’t worry about money these days and it’s good to know that the card is there if I need it. Reviewed on: 2nd May 2024

I had a bad credit rating, now after having vanquis...

5
I had a bad credit rating, now after having vanquis my rating gone up and more lenders are wishing me to be part of their customers Reviewed on: 2nd May 2024

Very easy to apply, credit limit was increased at a...

5
Very easy to apply, credit limit was increased at a reasonable time, friendly staff to talk to , and also it has really helped my credit rating improve slowly, hopefully it will continue to keep Increasing over time :) Reviewed on: 2nd May 2024

Customer service generally very satisfactory and sec...

5
Customer service generally very satisfactory and security excellent Reviewed on: 2nd May 2024

always understandind and resonable rates

5
always understandind and resonable rates Reviewed on: 2nd May 2024

Excellent service , the customer service team were v...

5
Excellent service , the customer service team were very helpful Reviewed on: 2nd May 2024

Vanquis is brilliant

5
Vanquis is brilliant at helping keep track of your spending and the app is brilliant and easy to use and make payments would recommend to any Reviewed on: 2nd May 2024

Excellent service works well, i dont have anything n...

5
Excellent service works well, i dont have anything negative to say, i am very happy with my account. Reviewed on: 2nd May 2024

The card has been incredible for myself as a student...

5
The card has been incredible for myself as a student due to the low interest rate. Reviewed on: 2nd May 2024

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review