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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.73
Based on 27,212 reviews, last reviewed 21st May 2026
331750% increase in 5 star reviews
in the past 90 days
5000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Vanquis has been reliable and effective Vanquis has been reliable and effective Reviewed on: 21st May 2026
Ogunfolu T's avatar
Ogunfolu T

Latest lowest rating:

1

they are complete time wasters at vanquis they are complete time wasters at vanquis Reviewed on: 21st May 2026
PETER E's avatar
PETER E
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (27212)

Vanquis is an excellent card for people who may off...

5
Vanquis is an excellent card for people who may off damaged their credit history in the past. They are helpful, easy to deal with with a great App to manage your account. Yes the interest rate can be seen as high, but that is due to poor credit history in the past. Reviewed on: 3rd May 2024
Stuart S's avatar
Stuart S

Useful credit card

5
I took out my Vanquis credit card when I needed to build my credit score. I started with a very small limit which has gradually increased over time. I always repay in full and get messages to let me know my balance which is very useful. Their website is also easy to navigate. Reviewed on: 3rd May 2024
Liz Harrison's avatar
Liz Harrison

Great start on credit score ladder

5
When I came to the UK 11 years ago without credit history I was accepted for a Vanquis account, which put me on the credit ladder. Since then I have been able to go ahead in leaps and bounds. Drawback is that the other cards that I now have offer far greater credit limits, which I do not use since I do not carry over credit card balances, but the higher limits enhance my credit score. Reviewed on: 3rd May 2024
SHMUEL BENZION 's avatar
SHMUEL BENZION

great for building credit, easy to use app very good...

5
great for building credit, easy to use app very good customer service, interest rates are a little bit high but its to be expected for the service that's provided. Reviewed on: 3rd May 2024
Paul P's avatar
Paul P

The customer service is always very helpful and prof...

5
The customer service is always very helpful and professional Reviewed on: 3rd May 2024
Yvonna's avatar
Yvonna

Good way to improve credit score

5
Ideal for those having no credit history in the UK Reviewed on: 3rd May 2024
George M's avatar
George M

Straight forward 100% correct and % is very good

5
Straight forward 100% correct and % is very good Reviewed on: 3rd May 2024
VINCENT HARTLEY 's avatar
VINCENT HARTLEY

Love the way you look at the every body needs

5
Love the way you look at the every body Reviewed on: 3rd May 2024
Nikki K's avatar
Nikki K

Best experience

4
I have been with Vanquis for years now. Got no issues. I guess with regards to charges and interests, all credit card company almost charges the same. I am happy with the customer service they provide, one thing that stand out is they answer the phone quicker than the rest. Reviewed on: 3rd May 2024
Ana 's avatar
Ana

I've had a Vanquis credit card for a few years now,...

5
I've had a Vanquis credit card for a few years now, interest rates are high but I appreciate that I have a lot of debt to pay back on other creditors so the risks are higher. However this card has allowed me to build up my credit profile again so along with companies like this and paying my debts back now I'm managing to live a more normal life now stress free Reviewed on: 3rd May 2024
Gavin's avatar
Gavin

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