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Vanquis : Credit builder credit card reviews

4.73
Based on 26,670 reviews, last reviewed 20th May 2026
307300% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Very good rates and service. Very good rates and service. Great Reviewed on: 20th May 2026
Michael S's avatar
Michael S

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26670)

Fantastic customer service very helpful

5
Fantastic customer service very helpful Reviewed on: 2nd May 2024

So far I have had a good experience.

4
So far I have had a good experience. Interest rate is a bit high which is why I don’t use it often. Reviewed on: 2nd May 2024

too much cost so balance never goes down enough

3
too much cost so balance never goes down enough Reviewed on: 2nd May 2024

Easy to use app, and set up Apple Pay on my phone fo...

4
Easy to use app, and set up Apple Pay on my phone for added security, no real issues, % is a little high if I need extra credit, then can be hard to pay back, but in a good position right now Reviewed on: 2nd May 2024

Satisfactory customer services , response time excel...

5
Satisfactory customer services , response time excellent, initial application was straightforward and thorough Reviewed on: 2nd May 2024

A great credit card to have.

5
A great credit card to have. Reasonable interest rates. Very easy to use app that keeps me on top of my spending. Highly recommend. Reviewed on: 2nd May 2024

Great service, more human and efficient.

5
Great service, more human and efficient. Reviewed on: 2nd May 2024

Great customer service and always happy to help

5
Great customer service and always happy to help Reviewed on: 2nd May 2024

Had a card for years now as you build a trusted cred...

5
Had a card for years now as you build a trusted credit portfolio you are then rewarded with a better interest rate, which is a good idea as they keep you as a customer Reviewed on: 2nd May 2024

I pay well and my score is going up yet i never get...

3
I pay well and my score is going up yet i never get updated on any changes or offered any positive and i have been a customer for over 2 years Reviewed on: 2nd May 2024

Review Vanquis : Credit builder credit card now

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