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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28688 reviews)

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4.73

Based on 28,688 reviews, last reviewed 15th Jul 2026

397700% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Vanquish always make sure I am happy with the way my... Vanquish always make sure I am happy with the way my credit card works for me would recommend them to anyone can always speak to a human being on th... Read more Reviewed on: 15th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28688)

They have been excellent when discussing any issues...

They have been excellent when discussing any issues that I have had Reviewed on: 20th May 2026

I love how it's built my credit rating

I love how it's built my credit rating Reviewed on: 20th May 2026

Good customer service.

Good customer service. Efficient service and dealt with any queries. Reviewed on: 20th May 2026

I’ve been using Vanquis a while now never had any pr...

I’ve been using Vanquis a while now never had any problems. Excellent customer service I would highly recommend to anyone wanting to build their credit. Reviewed on: 20th May 2026

Easy application, increase limit without asking and...

Easy application, increase limit without asking and don’t put interest up even history goes bad Reviewed on: 20th May 2026

Vanquis Customer Led & Focused.

The Vanquis card meets my needs, also offers money & balance transfers at a very good affordable rate. In my opinion Vanquis is customer led & customer focused. Definitely a card I would recommend to family & friends. Reviewed on: 20th May 2026

A fantastic tool for rebuilding my credit score

I have had the Vanquis Credit Builder card for several years, and it has been a fantastic tool for rebuilding my credit score after a period of long-term ill health. As someone with limited mobility, the addition of their mobile app has been brilliant. I can check my account and easily transfer cash to my main bank account straight from home. It gives me great peace of mind knowing I have an emergency backup for big shops or the Christmas period.The only downside is the very high interest rate, so you must be extremely careful and sensible. I treat it like a tool: I only use it when necessary and always pay it off straight away before any interest is due. Used responsibly, it is a highly useful product and a great safety net. Reviewed on: 20th May 2026

Never had or have any issues.

Never had or have any issues. Can't fault this company Reviewed on: 20th May 2026

Easy to use and very convenient.

Easy to use and very convenient. Clear statements, good security, and accepted everywhere I need. Overall, a reliable credit card. Reviewed on: 20th May 2026

Very easy to work with the app.

Very easy to work with the app. Useful information and steps how to build your stable credit score. Reviewed on: 20th May 2026

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