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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28695 reviews)

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4.73

Based on 28,695 reviews, last reviewed 1st Sep 2026

99% decrease in 5 star reviews

in the past 90 days

97% decrease in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28695)

I’ve been using Vanquis a while now never had any pr...

I’ve been using Vanquis a while now never had any problems. Excellent customer service I would highly recommend to anyone wanting to build their credit. Reviewed on: 20th May 2026

Easy application, increase limit without asking and...

Easy application, increase limit without asking and don’t put interest up even history goes bad Reviewed on: 20th May 2026

Vanquis Customer Led & Focused.

The Vanquis card meets my needs, also offers money & balance transfers at a very good affordable rate. In my opinion Vanquis is customer led & customer focused. Definitely a card I would recommend to family & friends. Reviewed on: 20th May 2026

A fantastic tool for rebuilding my credit score

I have had the Vanquis Credit Builder card for several years, and it has been a fantastic tool for rebuilding my credit score after a period of long-term ill health. As someone with limited mobility, the addition of their mobile app has been brilliant. I can check my account and easily transfer cash to my main bank account straight from home. It gives me great peace of mind knowing I have an emergency backup for big shops or the Christmas period.The only downside is the very high interest rate, so you must be extremely careful and sensible. I treat it like a tool: I only use it when necessary and always pay it off straight away before any interest is due. Used responsibly, it is a highly useful product and a great safety net. Reviewed on: 20th May 2026

Never had or have any issues.

Never had or have any issues. Can't fault this company Reviewed on: 20th May 2026

Easy to use and very convenient.

Easy to use and very convenient. Clear statements, good security, and accepted everywhere I need. Overall, a reliable credit card. Reviewed on: 20th May 2026

Very easy to work with the app.

Very easy to work with the app. Useful information and steps how to build your stable credit score. Reviewed on: 20th May 2026

Excellent service from Vanquis

I have had an excellent experience using Vanqyis and have had no problems so far. Also, it was very easy to switch to the new app. Reviewed on: 20th May 2026

Great service,

Great service, good app. The phone advice is quick and efficient Reviewed on: 20th May 2026

Really good company.

Really good company.App is very easy to use. Reviewed on: 20th May 2026

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