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Vanquis : Credit builder credit card reviews

4.73
Based on 26,896 reviews, last reviewed 21st May 2026
317600% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

I have been with the bank for years. I have been with the bank for years. If I contact the customer services which is occasionally to laid my worries or want them to help. They are alway... Read more Reviewed on: 21st May 2026
Flora Akpotabore 's avatar
Flora Akpotabore

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26896)

Very easy to use and keep you informed as an...

5
Very easy to use and keep you informed as an individual Reviewed on: 1st May 2024

Terrible service from customer care.

1
Terrible service from customer care. Never experienced anything like it. They took 2 payments instead of one and left me with no money for 4 days then they make you wait 8 weeks to even reply. Absolute disgrace Reviewed on: 1st May 2024

Vanquis is the worst account I have

1
Takes 6 months to update your phone number so you can pay with the app. No lie. APR just keeps on going up and up. My other card charges me half what Vanquis do. Do not even consider Vanquis, they are the worst. Reviewed on: 1st May 2024

good service I enjoy me may my fa...

5
I am very happy Reviewed on: 1st May 2024

Excellent That's great to hear!

5
That's great to hear! If you're satisfied with the payment process and customer service provided by your credit card company, it's a positive sign of their reliability and efficiency Reviewed on: 1st May 2024

Easy to use the app and manage your spending.

5
Easy to use the app and manage your spending. Reviewed on: 1st May 2024

It is fit for purpose and meet my credit needs.

5
It is fit for purpose and meet my credit needs. The vanquis app is user friendly and easy to use. Reviewed on: 1st May 2024

Vanquis is best

5
Good for credit building ,good customer service,Vanquis app is easy to use Reviewed on: 1st May 2024

Vanquis helps you rebuild your credit

5
Vanquis has been very helpful in enabling me to build up my credit rating and have rewarded me by increasing my credit limit by 300%. This has enabled me to use it to buy larger purchases knowing I have the added protection which comes with paying by credit card. I would highly recommend this credit card company. Reviewed on: 1st May 2024

Excellent card for low credit scores

5
Excellent service always had regular credit increases Reviewed on: 1st May 2024

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