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Vanquis : Credit builder credit card reviews

4.73
Based on 28,689 reviews, last reviewed 16th Jul 2026
795600% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026
Alistair M's avatar
Alistair M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28689)

I’ve had a really positive experience with the Vanqu...

5
I’ve had a really positive experience with the Vanquis Credit Builder Credit Card. It has been a helpful tool in improving my credit score and building a stronger financial profile over time. The application process was straightforward, and I was approved quickly, which made getting started easy and stress-free. What I appreciate most is how clearly everything is explained, from payments to credit limits. The mobile app is simple to use and makes it easy to track spending and stay on top of payments. It has really helped me build better financial habits. Customer service has also been responsive and supportive whenever I had questions. Overall, this card feels like a practical and reliable option for anyone looking to rebuild or strengthen their credit in a responsible way. I would definitely recommend it to others who want a simple and effective credit-building solution. Reviewed on: 20th May 2026

It's a good start with Vanquis and now i am enjoyin...

5
It's a good start with Vanquis and now i am enjoying new app Reviewed on: 20th May 2026

Good app and can perform all tasks with a click of a...

5
Good app and can perform all tasks with a click of a button! Reviewed on: 20th May 2026

My experience has been amazing!

5
My experience has been amazing! It has helped me with my credit score too. Reviewed on: 20th May 2026

Vanquis have always been helpful and informative thr...

5
Vanquis have always been helpful and informative throughout my years of using their credit card. I would recommend them to anyone. Reviewed on: 20th May 2026

Vanquis came to my rescue.

5
Had very poor credit score and rating. But thanks to vanquis and there skill and expertise I have now got a very good credit rating. Took a bit of time but year by year it's just got better. No other credit companies offered me help like vanquis. Been a happy vanquis customer for several years now and will remain so. Reviewed on: 20th May 2026

Excellent credit builder

5
I’ve been a loyal Vanquis customer for several years and my experience has been very positive throughout. The credit builder card has really helped me improve my credit score by allowing me to manage my spending responsibly and make payments on time. The app is easy to use, payments are straightforward, and I always feel in control of my account. Customer service has also been excellent whenever I’ve needed support — friendly, professional, and quick to help. I appreciate the regular updates, credit limit reviews, and the clear communication from Vanquis. It’s been a reliable card for everyday use and a great option for anyone looking to rebuild or strengthen their credit history. Reviewed on: 20th May 2026

Customer service are always helpful and ready to lis...

4
Customer service are always helpful and ready to listen. Assisted me when I had difficulty meeting my obligations, very grateful Reviewed on: 20th May 2026

Great, good for first credit card and building credi...

5
Great, good for first credit card and building credit score Reviewed on: 20th May 2026

Sensible lender...

5
The App is easy to use and vanquis is a sensible credit lender. Would recommend them to friends and family Reviewed on: 20th May 2026

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