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Vanquis : Credit builder credit card reviews

4.73
Based on 28,695 reviews, last reviewed 1st Sep 2026
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026
Suzanne Harvey 's avatar
Suzanne Harvey

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28695)

Great company

5
Great company to deal with, staff always provide a 1st class experience. Totally recommend them Reviewed on: 20th May 2026

Great card honestly m, good support and everything

5
Great card honestly m, good support and everything Reviewed on: 20th May 2026

Vanquis have always resolved any issues ive ever had...

5
Vanquis have always resolved any issues ive ever had inc having sent me copies of my statements from many yrs ago that i needed ty for always being super helpful Reviewed on: 20th May 2026

Had Vanquis for years first card after poor credit r...

5
Had Vanquis for years first card after poor credit report . Helped get my credit score up to the maximum Reviewed on: 20th May 2026

One I recommend

5
When i was out of work, they were the only ones to take a risk on me with reasonable rates. They even after a couple of years reduced my interest rates, which surprised me. Unlike one other well known credit card company increased mine for no apparent reason. I decided to cancel my card with the well known credit card. Vanquis is now the only credit card I use now. I may not be one of their best customers as I always pay of my balance every month. Reviewed on: 20th May 2026

Realistic credit institution

5
I found Vanquis a realistic, straight forward and, easy manageable credit institution. Reviewed on: 20th May 2026

I’ve had a really positive experience with the Vanqu...

5
I’ve had a really positive experience with the Vanquis Credit Builder Credit Card. It has been a helpful tool in improving my credit score and building a stronger financial profile over time. The application process was straightforward, and I was approved quickly, which made getting started easy and stress-free. What I appreciate most is how clearly everything is explained, from payments to credit limits. The mobile app is simple to use and makes it easy to track spending and stay on top of payments. It has really helped me build better financial habits. Customer service has also been responsive and supportive whenever I had questions. Overall, this card feels like a practical and reliable option for anyone looking to rebuild or strengthen their credit in a responsible way. I would definitely recommend it to others who want a simple and effective credit-building solution. Reviewed on: 20th May 2026

It's a good start with Vanquis and now i am enjoyin...

5
It's a good start with Vanquis and now i am enjoying new app Reviewed on: 20th May 2026

Good app and can perform all tasks with a click of a...

5
Good app and can perform all tasks with a click of a button! Reviewed on: 20th May 2026

My experience has been amazing!

5
My experience has been amazing! It has helped me with my credit score too. Reviewed on: 20th May 2026

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