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Vanquis : Credit builder credit card reviews

4.73
Based on 28,695 reviews, last reviewed 1st Sep 2026
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026
Suzanne Harvey 's avatar
Suzanne Harvey

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28695)

Vanquis have always been helpful and informative thr...

5
Vanquis have always been helpful and informative throughout my years of using their credit card. I would recommend them to anyone. Reviewed on: 20th May 2026

Vanquis came to my rescue.

5
Had very poor credit score and rating. But thanks to vanquis and there skill and expertise I have now got a very good credit rating. Took a bit of time but year by year it's just got better. No other credit companies offered me help like vanquis. Been a happy vanquis customer for several years now and will remain so. Reviewed on: 20th May 2026

Excellent credit builder

5
I’ve been a loyal Vanquis customer for several years and my experience has been very positive throughout. The credit builder card has really helped me improve my credit score by allowing me to manage my spending responsibly and make payments on time. The app is easy to use, payments are straightforward, and I always feel in control of my account. Customer service has also been excellent whenever I’ve needed support — friendly, professional, and quick to help. I appreciate the regular updates, credit limit reviews, and the clear communication from Vanquis. It’s been a reliable card for everyday use and a great option for anyone looking to rebuild or strengthen their credit history. Reviewed on: 20th May 2026

Customer service are always helpful and ready to lis...

4
Customer service are always helpful and ready to listen. Assisted me when I had difficulty meeting my obligations, very grateful Reviewed on: 20th May 2026

Great, good for first credit card and building credi...

5
Great, good for first credit card and building credit score Reviewed on: 20th May 2026

Sensible lender...

5
The App is easy to use and vanquis is a sensible credit lender. Would recommend them to friends and family Reviewed on: 20th May 2026

Very fast to keep you updated and on call to answer...

5
Very fast to keep you updated and on call to answer any questions that could come up Reviewed on: 20th May 2026

Its very easy to apply.

5
Its very easy to apply.The credit limit is good as well Reviewed on: 20th May 2026

Really good service, straight forward and reliable.

5
Really good service, straight forward and reliable. Reviewed on: 20th May 2026

I have been with Vanquis for roughly 5 years.

5
I have been with Vanquis for roughly 5 years. I’m very happy with the service and I have always been treated like a valued customer. I do think the interest rates are high, but plenty of notice is given to any rise. Reviewed on: 20th May 2026

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