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Vanquis : Loans reviews

4.80
Based on 1,254 reviews, last reviewed 20th May 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service and easy to contact easy to deal w... Excellent service and easy to contact easy to deal with. Reviewed on: 20th May 2026
Sharon M's avatar
Sharon M

Latest lowest rating:

1

I have had the WORST experience with Vanquis bank I have had the WORST experience with Vanquis bank and would never recommend them to anyone. They prey on people who are in a financially precarious si... Read more Reviewed on: 11th September 2025
Emma O's avatar
Emma O

About this product

Vanquis Bank acts as a credit broker, not a lender, introducing customers to their partner ClearScore, who is also a credit broker.

When you apply for a loan via Vanquis, you’ll only need to provide your details once to see what offers you’re eligible for. Loan offers will be personalised to you so you can choose the right one for your circumstances.

Vanquis loan reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis Bank before, you can also leave a review and share your experience.

Review Vanquis : Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Loans reviews (1254)

Amazing - super easy and fair

5
Speedy service, helpful, friendly and supportive Reviewed on: 24th May 2023

Easy to apply for

5
It was so easy to apply for a loan. Simple questions to establish your eligibility. I’ve had 2 loans with Vanquis. I would definitely recommend them to family and friends. Not only do I have a loan but also a Vanquis credit card. Repayments are shown before you apply so you can be sure how much to borrow and how much you can afford to pay monthly. You select the date for your payments. Simple and stress free. Reviewed on: 24th May 2023

Easy to apply

5
It is easy to apply. They have good communication skills. They let me know when my payment us due Reviewed on: 24th May 2023

Quick and easy

4
Fast process, decent interest rate considering my credit score. The only thing that would improve it would be being able to manage it online rather than on the phone. Reviewed on: 24th May 2023

Awesome service

5
Using Vanquis helped rebuild my credit score using their credit card which helped me get back on my feet after falling on hard times which then enabled me to get offered a loan. The loan has helped me consolidate my debt and is extremely affordable. Reviewed on: 24th May 2023

Excellent

5
Brilliant customer service money in my bank fast. Reviewed on: 24th May 2023

Easy to get a they send you a reminder when I have to pay

5
Great service very easy to get would interest in telling my friends Reviewed on: 24th May 2023

Simple process and easy to understand T&Cs

5
Great product from a team that are friendly and efficient. Reviewed on: 24th May 2023

Loan online

5
It's very straightforward and easy process to apply online for the Vanquis loan. No hidden fees and fast response after submitting the application. Quick decision and clear explanation of the repayment plan. Good product. Reviewed on: 24th May 2023

Friendly

5
Easy application …………………………………….. Reviewed on: 24th May 2023

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