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Vanquis : Loans reviews

4.80
Based on 1,254 reviews, last reviewed 20th May 2026
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service and easy to contact easy to deal w... Excellent service and easy to contact easy to deal with. Reviewed on: 20th May 2026
Sharon M's avatar
Sharon M

Latest lowest rating:

1

I have had the WORST experience with Vanquis bank I have had the WORST experience with Vanquis bank and would never recommend them to anyone. They prey on people who are in a financially precarious si... Read more Reviewed on: 11th September 2025
Emma O's avatar
Emma O

About this product

Vanquis Bank acts as a credit broker, not a lender, introducing customers to their partner ClearScore, who is also a credit broker.

When you apply for a loan via Vanquis, you’ll only need to provide your details once to see what offers you’re eligible for. Loan offers will be personalised to you so you can choose the right one for your circumstances.

Vanquis loan reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis Bank before, you can also leave a review and share your experience.

Review Vanquis : Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Loans reviews (1254)

I am so happy

5
It is an easygoing process and quick response from the bank. Thank you for your help! Reviewed on: 23rd May 2023

Getting a loan.

5
As I had just retired I wanted to get a newer car,I had a savings account but I was £2000 short of the amount I needed for a car I wanted,i could have got finance but the Apr was very expensive,so I thought I give vanquis a phone call because I have the vanquis visa for many years and never had a problem,I didn't even have to ask for an increase on my credit card because vanquis automatically upped my credit amount to a nice easy amount and I had more than enough credit on my card to pay the extra £2000 but I have vanquis a call,explained my dilemma and with in two days the money was in my account at a very favourable Apr, so I got my car,I have paid back the amount I owed,in fact a little than my loan was to be finished and vanquis gave me a very good settlement figure which I paid over the phone and it was so.easy to do as the staff helped all along the way, I think more companies should follow the vanquis way and there would be alot I'd people glad they chose the vanquis way? I would definitely recommend vanquis not only for loans but also for credit cards,they have cards for everyone who might think there credit score would not allow them to get a credit card but do it the vanquis way and you will be able to improve your credit score all because of Vanquis!! Give them a call and the staff are so happy to help you,it will be the best call you can make? Reviewed on: 23rd May 2023

Vanquis eased my stress.

5
I was having a terrible time, my sibling was dying and I needed to drive back and forth from the coast of West Wales to the coast of East Sussex, costs were mounting and my credit cards were maxed. Vanquis gave me a loan to consolidate my cards, giving me less stress and the flexibility to continue travelling until after the funeral. I am truly grateful to Vanquis for helping me at a very difficult time. Reviewed on: 23rd May 2023

Great bank to offer loans

5
I applied for a loan so I could pay off my credit card debt and was accepted. Very happy with the quick decision. Great bank! Reviewed on: 23rd May 2023

Great

5
I'm a customer from 6 yaers and I'm very happy with Vanquis bank. Good customer service, very helpful. Reviewed on: 23rd May 2023

Loans

5
Very quick answer of acceptance would recommend to anyone. Reviewed on: 23rd May 2023

Excellent

5
Excellent customer service and support Reviewed on: 23rd May 2023

Vanquish Loan

5
Excellent service and good rate. Thanks Reviewed on: 23rd May 2023

Vanquis Loan

5
I needed a loan for everyday purposes and a few other bits for the house. Vanquis offered me the loan as I have a credit card with them and I felt the interest and payments were fair. Reviewed on: 23rd May 2023

easy to apply and receive funds very quickly

5
great service and affordable payments Reviewed on: 23rd May 2023

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