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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.85 (806 reviews)

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3.85

Based on 806 reviews, last reviewed 18th Apr 2026

50% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

Excellent balance transfer rates Excellent balance transfer rates, got me out of a tough time without incurring additional interest Reviewed on: 18th April 2026

Latest lowest rating:

1

Ignore formal complaints and SAR I raised a formal complaint and despite replying several times and requesting a SAR they have ignored me. Astonishing isn't it. What is crazy is that ... Read more Reviewed on: 16th April 2026

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (806)

Amazing interest free

Easy to access and the best interest free period that I have seen Reviewed on: 2nd June 2017

Reply from Virgin Money Thanks for your comments Sally, it’s great to know you’re happy with your new Credit Card! Thanks, Jane Response date: 2nd June 2017

An amazing rate for a long period

Only good things to say about Virgin Money. I got a 0% credit card for 2 years, plus you get to choose your credit card design! Having a Sex Pistols piece of plastic makes me very happy. Reviewed on: 1st June 2017

Reply from Virgin Money Good choice Margaret, that’s one of our favourites too! It’s fab to hear you’re so happy with your Credit Card, you know where we are if there’s anything we can help with. Thanks, Jane Response date: 2nd June 2017

Fab credit card with long 0% offer

Virgin are excellent for their long 0% deals and this comes in very handy for me. Whole application process is clear and straightforward. Have had no problems with them and would recommend them to others. Reviewed on: 1st June 2017

Reply from Virgin Money Great to hear Ross, thank you! Just get in touch if there’s anything we can help with. Thanks, Jane Response date: 2nd June 2017

No fuss!

Virgin made it easy for me to enquire about credit cards, gave me a quick answer and easy to read emails with all the information I need, it's great! Reviewed on: 1st June 2017

Reply from Virgin Money Hi Carys, great to hear from you! Happy to find you were able to get all the info you needed so easily, just let us know if there’s anything else you need! Thanks, Jane Response date: 1st June 2017

Credit card and tranfers

I recently carried out a balance transfer to my virgin card. It was so easy. It was all done online, and within an hour, the balance was showing on my virgin account and my other provider was credited within 24 hours. amazingly clear and easy. Reviewed on: 31st May 2017

Reply from Virgin Money Thanks for leaving your lovely feedback Sarah, it’s great to hear we were able to help make your move to us so simple! If you have any questions just let us know! Thanks, Jane Response date: 1st June 2017

virgin credit card

vERY EASY PROCESS. CUSTOMER SERVICES ARE EXCELLENT. Reviewed on: 31st May 2017

Reply from Virgin Money Hi Janet, thanks for getting in touch! We’re happy to hear you found the process so easy, just get in touch if there’s ever anything we can help with. Thanks, Jane Response date: 1st June 2017

Best rates on Money transfers by far

I got a card for a money transfer and received a very impressive 36 month 0% offer for a very small fee. The application process was simple, immediate acceptance and money in the bank with 48 hours. Very pleased. Reviewed on: 31st May 2017

Reply from Virgin Money Thanks for your feedback Angela, it’s good to hear you found the application process so simple! We hope you enjoy using your Virgin Money Credit Card. Thanks, Jane Response date: 1st June 2017

Quick process and very helpful staff

Virgin money do some great deals and their process is quick and easy. The staff I dealt with were also very helpful and well trained. Reviewed on: 31st May 2017

Reply from Virgin Money Glad you’re happy with your new Credit Card Natalie! If there’s anything we can help with just let us know. Thanks, Jane Response date: 1st June 2017

Good balance transfer service

Got a balance transfer credit card to consolidate my credit cards, it was quick and easy and they did all the legwork which was nice. One downside is I can't find an app to check my balance on yet but fingers crossed they'll bring one out soon. Reviewed on: 31st May 2017

Reply from Virgin Money Hi there, thanks for getting in touch! Our focus is on mobile optimisation for the moment, but we’ll let our customers know first if there’s any changes. Keep an eye out! Thanks, Jane Response date: 1st June 2017

Fast and excellent 0% offer

They make your life so simple it's crazy! Easy access customer services. Soft search allows to see if you're likely to get the card. Never considered 0% transfers until now. Then there's the rest of virgin, I can't wait to explore the benefits! Thanks guys! Reviewed on: 31st May 2017

Reply from Virgin Money That’s what we’re here for David! Glad you’re so happy with your Credit Card, did you know you can register here to access all the up to date news and benefits; https://uk.virginmoney.com/virgin/service/? Thanks, Jane Response date: 1st June 2017

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