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Virgin Money: Credit Cards reviews

Name: Credit Cards
Rating: 3.96 (791 reviews)

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3.72

Based on 791 reviews, last reviewed 5th Apr 2025

400% increase in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

Good banking app and competitive fees Really good banking app and easy to understand fees and various features. Also really good balance transfer rates which helped to pay off my debt. Reviewed on: 5th April 2025

Latest lowest rating:

1

Disgusted with fees Purchased a product from an overseas seller and while I understand there are international transaction fees I wasn't expecting $130 for a computer to ... Read more Reviewed on: 11th March 2025

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs. Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

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Virgin Money Credit Cards reviews (791)

Brilliant service

Wonderful service and the website is amazing- highly recommend Reviewed on: 5th May 2017

Reply from Virgin Money Hi Rhiannon. We love our website too, thanks for the feedback! Just get in touch if there’s anything we can help with. Thanks, Jane Response date: 9th May 2017

Great rewards

I use my Virgin Atlantic MBNA cards for my everyday purchases and pay it off each month as I get airmiles added to them and I'm saving them for a trip to New York, they last 3 years so lots of time to collect them. You can also trade them in for spa days or wine hampers if you dont quite have enough. It's nice to be rewarded for customer loyalty and get a little something back from your everyday spends. We have 2 cards for the same account so my husband can use it the same way too. I also find the online account management on the website really user friendly it's easy to see the breakdown of spending. Would definitely recommend them to a friend. Reviewed on: 3rd May 2017

Reply from Virgin Money Hi Bex, good to hear from you! Glad you’re enjoying spending with your Virgin Money credit card and making good use of the benefits available. We hope you have an amazing time in New York! Thanks, Jane Response date: 4th May 2017

Good customer service & great introductory deals

The card was attractive due to an generous interest-free money transfer introductory offer. The interest rate does then rise to a higher level. The customer service has been great and friendly, though. Reviewed on: 3rd May 2017

No issues

No issues, good amount of time with no interest. Reviewed on: 1st May 2017

Reply from Virgin Money Hi Martin, thanks for getting in touch! Glad to hear you were happy with the application process and hope you enjoy using your new Credit Card! Thanks, Jane Response date: 2nd May 2017

Hassle free borrowing

A brilliantly put together online experience for applying for a credit card - the whole experience was easy and would recommend to anyone. A lot better and easier than other providers I've dealt with in the past. Reviewed on: 21st April 2017

Reply from Virgin Money Hi Danielle, it’s good to hear you’re happy with your new Credit Card! If there’s anything at all we can help with just get in touch. Thanks, Jane Response date: 21st April 2017

very reliable, always offers

never had a problem with virgin money from the start. everything was easy to set up. Reviewed on: 4th April 2017

Reply from Virgin Money Hi Kelly, great to hear you’re happy with your Credit Card! Just get in touch with us if you have any queries. Thanks, Jane Response date: 4th April 2017

Quick, easy application

Application was easy and account opened swiftly. Appropriate limit applied to the account and excellent promotional offers. Very pleased. Reviewed on: 10th February 2017

Great rates, easy processes

I applied for this credit card to pay for my wedding. My (now) wife and I were shopping and found the perfect rings for us at our local jewelers. We went for dinner to think everything through and before the starters were brought out to us we had a decision and the credit card was on its way. Six weeks later we had the rings ready in time for our big day! The, quite frankly, amazing interest rate of 0% APR on purchases for 30 months meant that we could take the stress out of paying for everything by spreading our payments out, and even go on our honeymoon to see the Northern Lights! Reviewed on: 9th February 2017

Reply from Virgin Money Hi Abigail. It’s so lovely to hear your feedback! Glad we were able to help make all the planning for your special day that little bit easier. I hope you and your wife have an amazing honeymoon! Thanks again, Jane. Response date: 10th February 2017

fabulous product

I have a 0% card. I have an easy online account so I can see exactly where the account is. I was able to sort both a balance transfer and a payment into an account. It is super easy to manage and the emails and communication from virgin is brilliant and has a personal friendly touch. All this and access to their lounges too. awesome. Reviewed on: 9th February 2017

Good Rates and Good Offers

Always good rates and offers. Happy With customer service. Reviewed on: 9th February 2017

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