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Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.85 (806 reviews)

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3.85

Based on 806 reviews, last reviewed 18th Apr 2026

50% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

Excellent balance transfer rates Excellent balance transfer rates, got me out of a tough time without incurring additional interest Reviewed on: 18th April 2026

Latest lowest rating:

1

Ignore formal complaints and SAR I raised a formal complaint and despite replying several times and requesting a SAR they have ignored me. Astonishing isn't it. What is crazy is that ... Read more Reviewed on: 16th April 2026

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (806)

Great Credit Card Deals

Virgin have some great offers on there credit cards on both balance transfers and 0% ...... very quick and easy to apply....Confirmed in minutes. Reviewed on: 21st July 2017

Reply from Virgin Money Hi Simon, good to hear you found applying for your new Credit Card so simple! You know where we are if there's anything we can help with. Thanks, Jane Response date: 24th July 2017

Easy transfer

Great rate for transfer from another Credit Card and 0% for 25 months... for both transfers and purchases and it was all done through an easy step by step application without the 'jargon' Reviewed on: 30th June 2017

Reply from Virgin Money Thanks for getting in touch Karl, it's great to hear you're happy with your new Credit Card! Let us know if there's ever anything we can do to help. Thanks, Jane Response date: 1st July 2017

Great credit card

Got 40 months interest free, Also got a card to use virgin money lounges great coffee and pastries for free. Great customer service too Reviewed on: 22nd June 2017

Reply from Virgin Money Glad to hear you're loving our Lounges John! You can also see the other offers and benefits you can take advantage of here- https://uk.virginmoney.com/virgin/service/offers-and-prizes/. Let me know if you have any questions. Thanks, Abbie Response date: 27th June 2017

Best value Credit Card.

The most competitive Credit Card I have had to date, that consistently offers value for money. Reviewed on: 22nd June 2017

Reply from Virgin Money Fantastic to hear you're happy with the Card Ian! We'll be here if you need anything else. Thanks, Abbie Response date: 27th June 2017

GOOD RATES GREAT TO DEAL WITH

GREAT OVERALL COMPANY NO PROBLEMS GREAT ONLINE FACILITY Reviewed on: 20th June 2017

Reply from Virgin Money Great to hear you’re happy with your Credit Card Heather! While you’re online, feel free to browse all the current offers and discounts here; https://uk.virginmoney.com/virgin/service/offers-and-prizes/. Thanks, Jane Response date: 20th June 2017

Great offer

I have a two year 0% credit card but this has been a great deal and the minimum payments are so achievable that I can easily pay it off. If I have had any questions or issues they are easily answered, and all the communication has been good. Plus no naggiing or harassing with other offers! Reviewed on: 12th June 2017

Reply from Virgin Money Very pleased to hear your fantastic feedback Elizabeth! If you need anything else, you know where to find us. Thanks, Abbie Response date: 12th June 2017

No constant nagging

They just let you go on with it and offer good deals Reviewed on: 11th June 2017

Reply from Virgin Money Lovely to hear your comments Gina, thanks for the feedback. We'll be here if you need anything else from us! Thanks, Abbie Response date: 12th June 2017

virgin credit card

good value transfer offers and good amount of time to payback at 0%, easy access to money transfers and new only layout is nice. Shame about the lack of an app. really missing this component Reviewed on: 10th June 2017

Reply from Virgin Money Thanks for the great feedback Barry, we're focussed on mobile optimisation at the moment but we'll be the first to let you know if that changes in the future! Thanks, Abbie Response date: 12th June 2017

Great flying club rewards and customer service

I have been using Virgin Money as my credit card provider for 12 years now. I applied for this via Virgin Flying Club and I get great rewards from airmiles to annual free upgrades. On a couple of times where I have had issues, the staff have been great and issues resolved quickly. I have already referred them to friends who have also been really pleased with them. Reviewed on: 10th June 2017

Reply from Virgin Money It's great to hear your lovely comments, thanks Kerry-Anne! Be sure to check out the other rewards we offer to customers, just for being a part of the family https://uk.virginmoney.com/virgin/service/offers-and-prizes/. We'll be happy to help, if you need anything else. Thanks, Abbie Response date: 12th June 2017

Good company

Good customer service - very helpful Reviewed on: 6th June 2017

Reply from Virgin Money Good to hear from you Mark, glad you’re happy with your Credit Card! You know where we are if there’s anything we can help with. Thanks, Jane Response date: 7th June 2017

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