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Virgin Money: Credit Cards reviews

Name: Credit Cards
Rating: 3.96 (798 reviews)

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3.80

Based on 798 reviews, last reviewed 13th Jun 2025

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

64%

11%

19%

Latest highest rating:

5

Would 100% recommend Great experience and easy to use the app, when I’ve had to contact them it’s always been easy Reviewed on: 13th June 2025

Latest lowest rating:

1

Disgusted with fees Purchased a product from an overseas seller and while I understand there are international transaction fees I wasn't expecting $130 for a computer to ... Read more Reviewed on: 11th March 2025

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs. Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

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Virgin Money Credit Cards reviews (798)

Great flying club rewards and customer service

I have been using Virgin Money as my credit card provider for 12 years now. I applied for this via Virgin Flying Club and I get great rewards from airmiles to annual free upgrades. On a couple of times where I have had issues, the staff have been great and issues resolved quickly. I have already referred them to friends who have also been really pleased with them. Reviewed on: 10th June 2017

Reply from Virgin Money It's great to hear your lovely comments, thanks Kerry-Anne! Be sure to check out the other rewards we offer to customers, just for being a part of the family https://uk.virginmoney.com/virgin/service/offers-and-prizes/. We'll be happy to help, if you need anything else. Thanks, Abbie Response date: 12th June 2017

Good company

Good customer service - very helpful Reviewed on: 6th June 2017

Reply from Virgin Money Good to hear from you Mark, glad you’re happy with your Credit Card! You know where we are if there’s anything we can help with. Thanks, Jane Response date: 7th June 2017

Amazing interest free

Easy to access and the best interest free period that I have seen Reviewed on: 2nd June 2017

Reply from Virgin Money Thanks for your comments Sally, it’s great to know you’re happy with your new Credit Card! Thanks, Jane Response date: 2nd June 2017

An amazing rate for a long period

Only good things to say about Virgin Money. I got a 0% credit card for 2 years, plus you get to choose your credit card design! Having a Sex Pistols piece of plastic makes me very happy. Reviewed on: 1st June 2017

Reply from Virgin Money Good choice Margaret, that’s one of our favourites too! It’s fab to hear you’re so happy with your Credit Card, you know where we are if there’s anything we can help with. Thanks, Jane Response date: 2nd June 2017

Fab credit card with long 0% offer

Virgin are excellent for their long 0% deals and this comes in very handy for me. Whole application process is clear and straightforward. Have had no problems with them and would recommend them to others. Reviewed on: 1st June 2017

Reply from Virgin Money Great to hear Ross, thank you! Just get in touch if there’s anything we can help with. Thanks, Jane Response date: 2nd June 2017

No fuss!

Virgin made it easy for me to enquire about credit cards, gave me a quick answer and easy to read emails with all the information I need, it's great! Reviewed on: 1st June 2017

Reply from Virgin Money Hi Carys, great to hear from you! Happy to find you were able to get all the info you needed so easily, just let us know if there’s anything else you need! Thanks, Jane Response date: 1st June 2017

Credit card and tranfers

I recently carried out a balance transfer to my virgin card. It was so easy. It was all done online, and within an hour, the balance was showing on my virgin account and my other provider was credited within 24 hours. amazingly clear and easy. Reviewed on: 31st May 2017

Reply from Virgin Money Thanks for leaving your lovely feedback Sarah, it’s great to hear we were able to help make your move to us so simple! If you have any questions just let us know! Thanks, Jane Response date: 1st June 2017

virgin credit card

vERY EASY PROCESS. CUSTOMER SERVICES ARE EXCELLENT. Reviewed on: 31st May 2017

Reply from Virgin Money Hi Janet, thanks for getting in touch! We’re happy to hear you found the process so easy, just get in touch if there’s ever anything we can help with. Thanks, Jane Response date: 1st June 2017

Best rates on Money transfers by far

I got a card for a money transfer and received a very impressive 36 month 0% offer for a very small fee. The application process was simple, immediate acceptance and money in the bank with 48 hours. Very pleased. Reviewed on: 31st May 2017

Reply from Virgin Money Thanks for your feedback Angela, it’s good to hear you found the application process so simple! We hope you enjoy using your Virgin Money Credit Card. Thanks, Jane Response date: 1st June 2017

Quick process and very helpful staff

Virgin money do some great deals and their process is quick and easy. The staff I dealt with were also very helpful and well trained. Reviewed on: 31st May 2017

Reply from Virgin Money Glad you’re happy with your new Credit Card Natalie! If there’s anything we can help with just let us know. Thanks, Jane Response date: 1st June 2017

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