Write a review

Newsletter

Go to business site

Virgin Money: Credit cards reviews

Name: Credit cards
Rating: 3.82 (813 reviews)

View other Virgin Money products

3.82

Based on 813 reviews, last reviewed 15th Jun 2026

300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

64%

11%

20%

Latest highest rating:

5

Good rates on foreign credit card purchases Good rates on foreign credit card purchases plus points of value. Whats app easy to manage and use. Reviewed on: 15th June 2026

Latest lowest rating:

1

Fraudulently charged fees to correct their mistake Virgin money took a direct debit from my account despite the balance being £0 and the direct debit being cancelled. When I went on their app I request... Read more Reviewed on: 13th June 2026

Read all reviews Write a review

About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Review Virgin Money: Credit cards now

Help others make smarter decisions by sharing your own experience.

Write a review

Virgin Money Credit cards reviews (813)

Going forwards as others go backwards

I took out a Virgin credit Card for balance transfer and 0% on purchases and got 27 moths on both. Great card designs as well. Best of all access to Virgin Lounges. When other banks are closing branches, Virgin Lounges show how it should be. Free refreshments, free WiFi, and a great place to meet friends for a catch up or, as I often do, meet business colleagues for informal meetings in professional surroundings. They even have facilities to book out rooms or for meetings or kids parties. Bowling alley, pool, air hockey and films as well. On top of that it is the most customer focused banking experience I've had. Reviewed on: 16th November 2017

Great deal

fantastic deal on my credit card and easy process Reviewed on: 16th November 2017

Easy,Exciting offers Ethical

Virgin Money keeps you well informed about your account , with easy to navigate online pages. The offers particularly balance transfer is second to none There are competitions that are always fun to take part in but best of all is the security that surrounds your account Reviewed on: 16th November 2017

Honest and true

It does what it says on the tin.....not protect fences, wooden structures etc., but tells you what it will do for you and does it. No fog, just clear view ahead. Reviewed on: 16th November 2017

Easy to deal with and no jargon

From first looking at the website to find out about their products to completing my application to understanding the terms and conditions, everything was easy to understand, there was no use of jargon and the whole process felt friendly. The documentation received by email was clear and was received quickly and notification of acceptance was very quick. I couldn’t be happier. Reviewed on: 16th November 2017

Credible Credit Card

A very individual but Globally recognised brand with seamless customer service and excellent communication. Reviewed on: 16th November 2017

Virgintastic

Virgin credit gave me a chance to feel brand new this year. Reviewed on: 16th November 2017

Excellent benefits!

My credit card of choice with all the benefits that the card brings, including my favourite, the Virgin Lounge. On the rare occasion I've had to speak with a member of staff in relation to my credit card I've been impressed with their assistance and real commitment to resolving my issue. Reviewed on: 16th November 2017

Excellent service

Really happy about choosing Virgin Money Reviewed on: 15th November 2017

Faultless

Helpful customer service. Easy to use online portals Great promotional events Reviewed on: 15th November 2017

Do you have a different Virgin Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clubcard credit cards
from Tesco Bank 4.04 from 343 reviews
Partnership credit card
from John Lewis 2.06 from 899 reviews
Opus Credit Card
from NewDay 4.03 from 3 reviews

Want to see more from Virgin Money?

Fixed Rate Savings
from Virgin Money 4.48 from 61 reviews
Help to Buy: ISA
from Virgin Money 4.45 from 23 reviews
M Plus account
from Virgin Money 4.31 from 33 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub