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Zable: Credit card reviews

View other Zable products
4.94
Based on 77,513 reviews, last reviewed 11th May 2026
439750% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing easy to work and understanding Amazing easy to work and understanding Reviewed on: 11th May 2026
Rachel M's avatar
Rachel M

Latest lowest rating:

1

They don’t provide balance transfers They don’t provide balance transfers Reviewed on: 20th April 2026
Nigel Patrics's avatar
Nigel Patrics
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About this product

You can check your eligibility for a Zable credit card online or in the app.

The Zable credit card could help you build your credit score if you make your payments on time and stay within your credit limit. You can repay any balances straight from your app by connecting your bank or debit card.

Zable credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zable before, you can also leave a review and share your experience.

Review Zable: Credit card now

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Zable Credit card reviews (77513)

When I started my credit rating was poor this card h...

5
When I started my credit rating was poor this card help me build my rating back up Reviewed on: 15th April 2026
RM's avatar
RM

I’ve been using to Zable credit for a while now, and...

5
I’ve been using to Zable credit for a while now, and overall it’s been a pretty solid option especially if you’re trying to build or rebuild your credit score. The biggest thing I liked was how easy it was to get started. The application process was quick, and I got a decision almost instantly. I could even start using a virtual card straight away, which was really convenient. The app itself is simple and clean, making it easy to track spending, repayments, and even keep an eye on my credit progress. That’s honestly one of its strongest features. Another positive is that there are no annual fees or hidden charges, and you can avoid interest completely if you pay your balance in full each month. It also doesn’t charge foreign transaction fees, which is a nice bonus if you travel or shop online internationally. () That said, it’s not perfect. The interest rate is quite high (typical for credit-builder cards), so it’s definitely not something you want to carry a balance on. () Also, the credit limits can start quite low, and increases aren’t always guaranteed—even if you use the card responsibly. Some users have also mentioned occasional issues with support or account security, although these seem less common. () From what I’ve seen and experienced, Zable is best used as a stepping stone rather than a long-term everyday credit card. If your goal is to improve your credit score and you’re disciplined about paying it off monthly, it does the job well. But if you’re looking for rewards, perks, or lower interest rates, you’ll probably want to upgrade to a different card later on. Overall, I’d say Zable is a great starter credit card—simple, accessible, and effective for building credit, as long as you use it responsibly . Reviewed on: 15th April 2026
Helen L's avatar
Helen L

Very happy.

5
Very happy. Easy app to use. Good value Reviewed on: 15th April 2026
Paul D's avatar
Paul D

Helped me when nobody else would

5
Helped me when nobody else would Reviewed on: 15th April 2026
Dean's avatar
Dean

They helped me to build my credit score where other...

5
They helped me to build my credit score where other companies wouldn't, the website is easy to navigate and great to keep track on your spending. Reviewed on: 15th April 2026
Sarah C's avatar
Sarah C

Zable-perfect credit card!

5
Everything was perfect,easey to use,I am happy because I choose Zable credit card ! Thank you! Reviewed on: 15th April 2026
Maria R's avatar
Maria R

Ease of use

5
Very easy and no dramas. Application process very simple and immediate. The phone applocation is easy to navigate and intuitive. Reviewed on: 15th April 2026
Mark F's avatar
Mark F

Very easy to set up and simple and good management t...

3
Very easy to set up and simple and good management to help with money Reviewed on: 15th April 2026
Chanel W's avatar
Chanel W

Great experience and good service.

5
Great experience and good service. Happy with the app too. Reviewed on: 15th April 2026
Sahil's avatar
Sahil

Simplistic

5
It’s been very easy to navigate & understand Reviewed on: 15th April 2026
Laura M's avatar
Laura M

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